•Underwrite new SBA guaranteed loan products, primarily 7(a) and 504 loans following the bank’s policy and procedures, SBA guidelines and general prudent lending practice•Perform credit analysis and spreads on financial information and review application for SBA eligibility determination•Maintain and monitor existing loan files; obtain & review updated financial information, prepare and analyze reports, as needed

• Analyzed financial statements and creditworthiness of borrowers and research their respective industries to make credit recommendations to management credit committee • Demonstrated knowledge of policies and procedures associated with recognizing eligibility criteria of SBA loans according to SBA’s Standard Operating Procedures• Underwrote various types of credit extensions with emphasis on SBA 7(a) program as well as commercial loans based on the guidelines established by the Bank and the SBA

Investment Bank located in South Korea.Mergers and Acquisition / Private Equity division• Centralized research and systemized data for a Mergers & Acquisition / Private Equity sector• Created memorandums and valuation, executing marketing and competitive market expansion• Analyzed financial documentation using the Bloomberg system assisting in increased corporate efficiency

• Adapted supportive practices for fundamental financial development• Processed a series of allocated budgets and executed institutionalized initiatives