Focused on looking back at our history as reflected in our shared cultural heritage while learning and understanding the challenges that lie ahead with climate change for everyone, in everything we do. Took the opportunity to learn how to learn again in very different fields from my career to date, achieving summa cum laude (4.0 US GPA with Honours, 110/110 Italy) in an advanced degree in History, Anthropology and Climate Sciences. Final dissertation on the subject on Cultural Heritage Conservation in a Time of Climate Change.

- Managed a $2 billion payments processing transaction expense budget globally for all funds in and out of PayPal's e-money payment accounts across 120+ countries (Europe, Middle East Africa, Asia).- Successfully delivered local China core market entry strategy, local acquisitions (GoPay), payments partnership agreements and connectivity resulting in PayPal being the first non-Chinese licensed payments provider in 2020. - Executive sponsor for PayPal's EU PSD2 (Payment Services Directive 2.0) compliance and business development strategy with primary focus on two-factor authentication alternative solutions resulting in approvals from our EU regulator (Luxembourg). Solutions which were then applied globally to reduce fraud and decrease customer friction/declines. - Supported the negotiations and closure of strategic payments partnership agreements with the major global networks (Visa, China UnionPay/Union Pay, MasterCard, American Express).- On-going lead for ensuring local compliance and regulation requirements met or exceeded across EMEA and Asia for the payments platform.- Expanded PayPal wallet functionality across EMEA and Asia by delivering an internal platform for local country functionality from Send or Send/Receive only to Send/Receive/Withdraw in multiple secondary markets and currencies increasing revenue by providing the FX services rather than through partners.- Managed withdrawal and executed exit plans for PayPal from Russia, Turkey and wind down of efforts in India for domestic business due to national regulations for on-shore only processing/data storage.- Launched PayPal’s first global branded merchant debit card starting in the UK and expanded to multiple other countries in Europe (Austria, France, Germany, Ireland, Italy and Spain). - Identified, developed and brought to market PayPal’s “Open Banking” Account Information and Payment Initiation services initially in Europe and expanded globally.

- Managed a 1 billion USD+ annual transaction expense budget of the PayPal wallet reducing the annual underlying costs by over 250 mio. USD per annum during the time through payments provider renegotiations and partnerships. - On-going operational responsibility for the performance and partnership management of PayPal’s external providers ensuring best in class connectivity for all funds in and out of the PayPal wallet (BACS, CHAPS, Visa, Mastercard, Amex, Instant Payments, SEPA Instant) amongst others.- Managed the links between PayPal's global executives, internal programming and platform teams and the external payments ecosystem (commercial/corporate banking providers, card networks, local national payment networks, regulators). - Member of PayPal's Luxembourg Bank executive management team and regular engagement with non-executive Board of Directors (licensed full service bank for the European Union).- Developed, delivered and managed the ongoing SEPA (Single Euro Payments Area) initiative for PayPal, successfully launching SEPA compliant messaging and protocols in 2014, and developing PayPal’s Payment Services Directive (PSD 2) strategy and operations.

- Developed partnerships with service providers for MasterCard's affluent, consumer credit and loyalty/rewards. Partnerships with providers included insurance products for card use and protections, lifestyle (concierge services), and development of MasterCard's rewards business strategy (in-house and possible acquisition), as well as outsourced consumer call center management for the EMEA region.- Beginning immediately in 2011, managed with my team the launch of regional call centers in the UK and Austria to serve our over half a billion cardholders across the Europe region. - Developed our concierge and insurance strategies to deliver both high net worth as well day to day mass affluent lifestyle assistance, and launched our high net worth World Elite card program in multiple countries around Europe making MasterCard the leader in the industry for this segment.

- Led MasterCard's debit card business in Europe with increasing responsibilities and scope. - Continually evolved the business strategy, managed new product development, with ongoing day to day management of our Debit MasterCard, Maestro and Cirrus core debit card products with regular outreach to regulators, consumer and retailer associations, and government agencies including the European Commission, national Central Banks, and the European Parliament to create further awareness of our debit card business and products and provide insights for decision-makers.- Led the effort to ensure compliance with new EU-wide SEPA regulations and to create new business opportunities leveraging the changes required including EMV/Chip and PIN implementation and contactless capability as well as 3DS secure e-commerce solutions.- Launch of Debit Mastercard in Europe as a more widely accepted core product solution in addition to Maestro as security improved due to SEPA and new technologies (EMV and wide 3DS merchant acceptance). - Active regular engagement with our debit card business partner banks (issuers and acquirers) particularly in our virtually 100% market co-branded (with local schemes) markets such as Germany, Italy, Portugal, Belgium, Switzerland, Luxembourg, Netherlands where we secured 100% market share by persistently supporting the Mastercard sales teams on the ground with the technical and regulatory support.

- Development of the global Maestro debit card brand acceptance network through innovative new retailer programs, acquirer outreach and sales, and targeted investments in new opportunities around the globe with bank partners. - Managed the increase of the POS acceptance network during the period from ca. 5 million locations to over 8 million. - Supported negotiation and managed implementation of successful acquisitions/migrations of the Redecard business in Brazil to Maestro and Debit Mastercard, the Switch debit card business in the UK, and the 'ec-karte' businesses in Switzerland and Austria . Helped set up our debit businesses from scratch in South Africa, Egypt, and India amongst others, navigating local regulations and consumer/merchant unique needs.- Regular quarterly reporting on merchant acceptance initiatives to the Maestro International Board of Directors.

Expansion of the MasterCard ATM network and new Maestro POS global PIN debit business around the globe supporting the operations and technical development. Supported the technical developments at MasterCard as we launched our PIN debit network around the globe.