Lee Silva Email & Phone Number

Milford, Connecticut

• Reviewed credit worthiness and rendered investment decisions for funding of capital equipment leases with up to $3 million of exposure.• Prepared detailed analysis that articulated the strengths and weaknesses, as well as recommendations, for funding of capital equipment leases for over $3 million of exposure, for presentations to the businesses executive credit committee.• Conducted detailed due diligence including review of finances, credit, industry, positioning of competitor analysis, accounts receivable, new and existing product innovations, inventory valuation, and strengths and weaknesses of business model.• Facilitated cross-functional teams with all internal and external stakeholders to conduct detailed assessments to build consensus and support for shared goals.• Balanced risk versus revenue potential to support business growth objectives.• Worked in partnership with all stakeholders to facilitate process improvements.• Focused efforts on productivity, risk mitigation, business development, and clients' loyalty, while maximizing revenues and minimizing exposure.

Danbury, Ct

• Developed and managed portfolio risk management analytics and reporting capabilities for a $32 billion commercial lease and loan portfolio with over 100,000 clients and 550,000 accounts representing a diverse client base, across two business' operating segments and five separate portfolio management systems.• Partnered with internal and external information providers to facilitate the evaluation of provided data while adhering to stringent timeline requirements for providing weekly, monthly, and quarterly portfolio quality monitoring analysis for executive risk management.• Compiled management-level dashboards, summaries, and ad-hoc reporting senior business leaders to illustrate historical portfolio performance, to demonstrate the impact of prior portfolio management decisions, and for corporate governance policy considerations.

Danbury, Ct

• Performed reviews of transactions of $500 thousand or more, and more than 50 lines-of-credit requests or $1 million or more resulting in $155 million of annual funded transactions.• Conducted extensive due diligence covering analysis of financial statements cash flow, industry positioning, competitor analysis, accounts receivable, inventory, operational trending, liens, lawsuits, judgments, PayNet reports, and Dun & Bradstreet reports.• Evaluated risks along with opportunities for business development and incorporated risk mitigation criteria into contracts to support revenue growth.

Danbury, Ct

• Nominated as one of only two active employees selected to participate in a program designed specifically for employees with high growth potential.• Completed an intense two-year program with exposure to multiple business functions.• The two-year program provided four challenging rotational assignments, which provided formal business training in multiple business functions such as financial service operations, sales, and risk management.

Danbury, Ct

• Led four-person team of Portfolio Administration Analysts managing the processing of account adjustments and financial data management within assigned geographic territories. • Minimized organizational risk by leveraging operational controls, identified suspicious/inconsistent activity, took corrective action, and openly communicated with all stake holders.

Danbury, Ct

• Processed account adjustments and financial account information on portfolio of structured leases and loans.• Responsibility for dispute resolutions, timely and accurate implementation of solutions, and communication with customers and internal stakeholders.

Bachelor Of Arts, In History, With A Minor In Political Science

Diploma, College Preparation

Master Of Business Administration, Concentration In Finance, Graduate With Honors

Leadership Development Program, Risk, Operations, Sales