Lydia Carpenter Email & Phone Number

United States

United States

• Successfully partnered with a Qualified Security Assessor (QSA) to oversee and execute annual PCI assessments and penetration tests. This rigorous process led to the delivery of Delek’s Report on Compliance and.
• Completed a comprehensive gap analysis for transitioning from PCI DSS 3.2.1 to 4.0, documented scoping requirements for the new version (March 2024), and ensured a smooth alignment with the updated standards.
• Analyzing and preparing for PCI DSS v4.0 requirements for the March 2025 deadline, developing strategies to maintain and enhance data security and compliance in line with the latest industry standards.

United States

• Led multi-regional PCI v4.0 compliance initiative for Fortune 500, proactively identifying and remediating gaps (20% reduction) through expertise in security assessments and v4.0 requirements. Developed comprehensive.
• Managed end-to-end PCI assessments, liaising with third-party specialists to leverage expertise and streamline procedures for efficiency and accuracy. Ensured adherence to industry standards and regulations throughout.
• Pioneered a strategic scope-limiting methodology within a cross-functional team of cybersecurity experts to enhance Business as Usual (BAU) security posture, boost operational efficiency for PCI DSS Service Providers.
• Strengthened client satisfaction by fostering open and transparent communication channels with multiple points of contact, reducing the average number of clients inquires by 30% and expediting the delivery of requested.
• Meticulously analyzed existing compliance procedures by identifying key gaps, streamlining workflows, and remediating areas of non-compliance which enhanced efficiency, significantly improved overall compliance.

United States

• Successfully reduced international insurance fraud risk by validating covered causes of loss and establishing proper reserves, leveraging audit, compliance, and security skills through streamlined communication with.
• Led comprehensive third-party oversight initiatives, collaborating with external vendors and stakeholders to assess, monitor, and enhance security controls, ensuring compliance with PCI DSS standards and mitigating.
• Develop and manage executive-level information security communications to support risk-informed business decisions, ensuring accuracy and clarity in reports, leading quality control efforts, collaborating with.

United States

• Directed customer trust initiatives by handling security inquiries, overseeing RFP and audit responses, and crafting detailed security documentation; partnered with internal teams and legal departments to ensure.
• Discerned liability and coverage benefits by collecting evidence, interviewing witnesses, and analyzing claims data to pinpoint potential fraud indicators. Negotiated and settled claims with policyholders and third.
• Resolved claims fairly and efficiently, while protecting customer data and mitigating fraud risks. This proficiency contributed to faster claim resolutions and increased customer satisfaction, directly influencing the.

United States

• Mitigated PCI compliance risks for State Farm by conducting comprehensive security assessments, identifying, and remediating vulnerabilities, ensuring adherence to PCI DSS standards, and fostering a culture of data.
• Successfully recommended fitting additional riders based on each individual insured's specific needs, as disclosed during in-depth annual policy reviews which avoided out-of-pocket costs for unforeseen circumstances.
• Increased client satisfaction and revenue for the company by reducing clients' exposure to financial losses and helping them to meet their insurance needs.

United States

• Ensured accurate processing of customer credit and debit card transactions by meticulously capturing cardholder information. Adhered to PCI DSS standards to protect data from theft and unauthorized use. This approach.
• Lead cross-functional teams in building and maintaining a robust internal control framework. Leverage data analytics to identify and mitigate risks while driving operational efficiency. Ensure regulatory compliance and.
• Oversaw the implementation of process automation tools to streamline business operations and improve data accuracy. Employed data analytical methods to identify and mitigate risks, ensuring compliance with industry.