Lydia Bishop Email & Phone Number

Cincinnati, Ohio, Us

Responsible for the development and execution of quality control testing and monitoring programs to ensure business activities and processes are completed with a high level of accuracy and in adherence with Credit and Governance policy as well as business, legal, and regulatory procedures and requirement. Develop and manage a team of QC specialists responsible for reviewing critical functions to ensure transactions and related processes have been performed in accordance with internal and external requirements. Review Quality Control operational procedures and methods on a regular basis.

Cincinnati, Ohio, Us

Responsible for overseeing Credit Utility Analyst personnel to ensure all responsibilities are properly and consistently managed according to credit policies and procedures.Responsible for continual process improvement, training of new employees, development of existing employees, daily supervision and working closely with the Line of Business and Credit teams to ensure quality and consistency within the Central Credit Utility.

Cincinnati, Ohio, Us

Manage a complex $120 million loan portfolio encompassing various industries including manufacturing, professional services, healthcare, governmental, not for profit, and commercial real estate. Responsible for underwriting loan documentation, monitoring and testing financial covenants and analyzing collateral information.Monitor and evaluate customer performance and industry trends on an ongoing basis to determine appropriate regulatory ratings and risk mitigation in accordance with bank policies and federal regulations. Provide financial performance and process improvement recommendations to borrowers when necessary.

Cincinnati, Ohio, Us

Provided support to Portfolio Managers, Relationship Managers and Credit Officers, including covenant and financial statement tracking, borrower dual risk rating updates, and completion of underwriting and credit approval documents, portfolio reviews, and financial statement spreads. Assessed borrower performance and provided verbal and written loan recommendations to management. Facilitated new hire education and development via hands on training and assistance in learning Bank policies and software programs.

Saginaw, Michigan, Us

Performed a full spectrum of auditing and assurance functions including audit and analysis of financial accounts, tests of controls, and evaluation and documentation of accounting systems.Prepared federal and state tax returns for trusts, individuals and businesses.Tested regulatory compliance and performed various internal audit functions for bank clients.