Lynette Ash Email & Phone Number

San Diego

I am looking for clients who want to buyer property as investments or owner occupied. I also can list your property for sell. I have a loan processing bankground too, this will help in the prequalification process.

Validated loan applications, loan documentation, collected underwriting conditions with the loan officers, escrow and coordinated closing dates with them. Communication with Management on pipeline follow-up. Gained extensive knowledge on flood, condo and homeowners insurance policies. New regulatory guidelines on HERA/HOEPA process for consumer protection that went into effect recently. Extensive use of Microsoft Word, Excel and Outlook.

Process purchase loans, verify all information is correct on the application, order employment verifications, verification of deposits, submit loans to lender with full loan package for approval, coordinated with Loan Officers, Lenders and Escrows to make sure all conditions are met to close the loan.

Make calls to business owners and sell them first page advertisement to Yahoo and Google.

Received loan submissions to review in encompass. I verified all documentation, submitted loans and worked on all conditions thru funding the loan.

Key Duties trained Loan Officers in processing their loans. Verification of loan data for the application by running automatic underwriting system on "A" paper loans thru desktop originator and Countrywide Clout.Trained two junior loan processors to set up the files and order verifications of employment and deposits.Corporate office liaison getting prior to doc conditions signed-off and ready for docs.Coordinate between the borrower and escrow doc signing.Funding to get loans closed in a timely manner.

Key duties include analysis of loan applications, verifying all information on the loan application is correct, ordering title, demands, verifications of employment, verifications of mortgages, calculations of income. Packaging loan files to brokers and underwriters for final approval. Loans were approved with very little or no conditions before they went to docs.Worked with VA Streamline refinance, Conventional 1st and 2nd mortgages and purchasesTechnical Skills include: Access, Point, Contour, Prolender and Online Communications. Perfect attendance for 3 years in a row to which received awards.Employee of the month on two different occasions for most hard working and best attitude in the company.

Processed loans including 1st and 2nd conventional loans, verifying loan applications and making sure all conditions are signed off for Loan documents to be ordered. Time management, Organizational Skills, Financial/Loan Knowledge, Title report knowledge.

Education record

High School Diploma

Education record

Online Studies Dec 2006-April 2007 Real Estate License, April 2007 Courses California Real Estate Principles California Real Estate.

H.S