Lynette Briggs Email & Phone Number

Retired from Huntington Bank (formerly TCF Bank) from a career in Community Development

Downers Grove, Illinois, United States

Community Development Relationship Manager for Illinois , Wisconsin. Responsible for the Bank's Community Development Activities with experience in affordable housing and financial education. Actively provides technical support to several non-profits. Builds relationships with community organizations to further TCF's commitment to meeting the credit needs within our communities. • Experienced mortgage lending professional with strong analytical & financial background and an up to date knowledge of mortgage underwriting guidelines and Community Reinvestment Act (CRA) regulations• Accomplished public speaker and educator• Bilingual (Spanish)• Experience in presenting various financial education curriculum, including: Neighborworks, Junior Achievement, FDIC Money Smart, FreddieMac's Credit Smart, University of Illinois' All My Money & Your Money & Your Life, CFPB's Your Money Your Goals

Burr Ridge, Illinois, United States

Regional CRA Officer for Illinois , Wisconsin. and Michigan Responsible for the Bank's Community Development Activities with experience in affordable housing and financial education. Actively provides technical support to several non-profits. Builds relationships with community organizations to further TCF's commitment to meeting the credit needs within our communities. • Experienced mortgage lending professional with strong analytical & financial background and an up to date knowledge of mortgage underwriting guidelines and Community Reinvestment Act (CRA) regulations• Accomplished public speaker and educator• Bilingual (Spanish)• Experience in presenting various financial education curriculum, including: Neighborworks, Junior Achievement, FDIC Money Smart, FreddieMac's Credit Smart, University of Illinois' All My Money & Your Money & Your Life, CFPB's Your Money Your Goals

Burr Ridge

Community Reinvestment Act Specialist for the TCF Lakeshore Region (Indiana, Illinois & Wisconsin). Responsibilities include:• Develop and maintain relationships with a variety of individuals and groups including non-profits and community development organizations. Source community development lending, investment, and service opportunities for the Bank.• Assist in monitoring the effectiveness of CRA related activities including outreach efforts, contacts with and referrals from community organizations. Provide accurate and timely data relating to CD lending activity, qualified investments and service activities. Assist in analyzing reports to identify strengths and weaknesses in the bank’s performance under the three tests.• Provide input in developing strategies to address community banking needs or to enhance performance. Implement the Bank’s CRA-related initiatives by working with various divisions to develop and implement products, programs and services.• Assist with periodic testing to ensure compliance with the technical requirements of the CRA and related requirements, including public files, lobby posters and reporting of CRA small business and community development lending data.• Monitor adherence to the CRA Program and serve as a resource for business line and subsidiaries to address questions about CRA issues. Ensure annual CRA Small Business Reporting Training is successfully completed by appropriate staff.• Maintain current knowledge of legislative developments, state and federal laws, and regulations as they relate to CRA. Assist with the research, analysis and communication of the impact on bank operations including: policies, procedures, new and existing products, forms, advertising and promotional materials. Distribute appropriate CRA-related information to management and ensure management implements changes. • Report and record all community development activities that meet the investment and service tests of the CRA.

Wheaton, Il

• Educator: Present and develop workshops, in English and Spanish, on the following topics: foreclosure prevention, pre-purchase, financial literacy, reverse mortgage & speaker training. • Housing Counselor: Conduct one -on-one counseling for: Foreclosure prevention, pre-purchase, financial literacy and reverse mortgage. • Public Speaker:• Program Director responsible for compliance and development of new programs:• Monitor changes in lending guidelines including FNMA, FHLMC, FHA, VA and HAMP/HARP and disseminate these changes and any amendments to federal and state regulations/grants to staff. • Prepare timely reports for compliance and grants.• Acting Executive Director [November 2010 to April 2011]

Hinsdale, Il

• Underwrote and had signing authority up to FNMA lending limits for Conventional mortgages - FNMA, portfolio, and multiple-draw construction loans• Responsible for Community Development/CRA activities & compliance by loan officers, the bank's branches and lending subsidiary. • Oversaw the coordination of the Bank's participation in various Affordable Housing Programs which included the DuPage Homeownership Center's Homestead Program, Downpayment Plus®, Illinois Housing Development Authority (IHDA) first-time home buyer program and the Mortgage Credit Certificate Program, West Cook Development Commission loans.

Woodfield, Il

Conventional Mortgage Underwriter for loans originated nationwide utilizing loan programs that ranged from fully documented to no income, depending upon investor guidelines.

Hinsdale, Il

Progressed from a closer, to Unit Coordinator (processing supervisor) to Jr. Underwriter, then Underwriter of connventional mortgage loans - FNMA and Portfolio, plus multiple draw construction loans

Bs, Finance

Activities and Societies: Finance Committee

Commerce & Engineering