A home is a place where you build memories as well as a way to build future wealth. It is one of the most significant purchases you will make. To help you find your dream home, you need a reliable REALTOR® who has a wealth of knowledge of local communities, knows the current market conditions, and is familiar with the home buying and selling process. As an agent who's an expert, I strive to provide you with exceptional service every step of the way and give you a real estate experience that exceeds your expectations.My peer and friends describe me as well organized, self-motivated, and dependable. I have worked in the Financial Executive Level Management for more than twenty-five years. I obtained my Bachelor's Degree in Business Management from the Notre Dame of Maryland University and my MBA from the University of Maryland Global Campus. Given my background and experience, I am committed to leading you through the homeownership process step by step. I am confident in my ability to get the job done even in challenging situations. My main focus is to assist you in the process of accomplishing your goals.I am originally from sunny Barbados but moved to the US 38 years ago. My husband, two daughters, and I have lived in Harford county since 2005. When I am not busy helping my clients obtain homeownership or investment properties, I enjoy spending time with my grand-sons, watching Hallmark movies with my husband, or simply hanging out with my daughters and brother.I appreciate the opportunity to earn your trust and business. Please contact me with your real estate needs. I look forward to serving y

I am a Financial Literacy Consultant. I specialize in helping people identify and achieve their financial goals by developing, maintaining healthy financial habits, and increasing financial education, which can help reduce anxiety, and stress. I take great pride in the progress and success of my clients, and look forward to helping you.

I am a Financial Literacy Consultant. I specialize in helping people identify and achieve their financial goals by developing, maintaining healthy financial habits, and increasing financial education, which can help reduce anxiety, and stress. I take great pride in the progress and success of my clients, and look forward to helping you.

• Responsible for the day-to-day operation of the corporation.• Responsible for cutting the operational cost while collaborating with the President/CEO and VP/Principal to increase the operation profits by 75%.• Responsible for collections - $7M annual revenue.• Develop and Implement Policies and Procedures, employee handbook, and accounting procedures.• Prepare sales and profitability forecasts.• Prepare annual budgets, and determine the cost-effectiveness of prospective projects.• Manage and review DC Government contracts to ensure deliverables, benchmarks, and funding are adequately met within the SOW guidelines.• Prepare and review financial statements.• Analyzes and interprets financial data and makes recommendations to improve systems and financial performance.• Determine quarterly commissions, mid-year reviews, and end-of-year bonuses.• Oversee Accounts Payables and Accounts Receivable sub-ledgers to ensure accuracy.• Oversee annual external audit.• Ensure annual 1099 and 1096 form filing is complete and accurate - $2M.• File Quarterly Sales & Use Tax Returns – DC & MD.• File Quarterly DC Supply Schedule (DCSS) Sales Report.• Manage Simple IRA Retirement Plans and file the organization’s Form 5500.

• Prepared and reviewed financial statements for all clients.• Prepared annual budgets.• Bank Reconciliation.• Assist CPA with client audits.• Corporate and Individual tax return preparation.• Conducted internet research on IRS and state guidelines, regulations and updates.• Maintained accurate records in QuickBooks (A/P, A/R, P/R, and G/L) for ten clients.

• Prepared daily cash report and monthly balance sheet analysis.• Set up new pre-paid entries.• Posted recurring journal entries.• Recorded new fixed assets, depreciations and amortizations. • Reconciled inter-company accounts and monthly bank statements.• Created an operation manual for the Payroll Manager. • Assistant the Accounting Manager.