Supervise, oversee and participate in supervisory practices, including to- monitor banks’ exposure to the above risks;- ensure the capital adequacy of banks with respect to these risks;- ensure banks’ risk management practices are adequate;- contribute to risk-based meetings with banks and their auditors; and- analyse and interpret risk-based regulatory returns.Manage the performance of a team of analysts.Contribute towards attainment of departmental strategic objectives.Contribute to special projects in the departmentManage the attainment of operational objectives

• Ensure banks comply with the Banks Act and associated regulations.• Monitor and react to key indicators of economic solvency and liquidity in banks.• Assess the credit, liquidity, market and operational risk profiles of individual banks. • Highlight problems with particular capital adequacy and risk predispositions of individual banks and prescribe or recommend actions banks must take to address their capital or reduce their risk exposures, and monitor implementation by the banks.• Monitor capital and risk profiles of individual banks and of the industry on an ongoing basis.• Analyse and define appropriate practices based on industry-wide analysis of key risks, and assess individual banks against benchmarks, taking into account the specific nature of the business, products, markets, strategy and future prospects of the banks concerned, as well as the wider economic context and outlook within which they are operating.• Provide advice and support to banks to stay abreast of changing legislative requirements, input into legislative processes, and comply with and raise the standard of their risk analysis and processes.• Assess the evolving economic environment in which banks operate and assess whether their strategies and prospects as a going concern are rational

Strategic Management•Review of the Supervision Unit’s strategic plan including performance measurement metrics as well as key enablers and constraints.•Regional resource person for the African Confederation of Savings and Credit Unions focusing on the co-operative banks’ model and regulatory aspects of the same.•Provided key inputs in the CBDA’s strategic plan in line with the National Treasury’s Medium Term Expenditure Framework (MTEF) and the PFMAImpact Evaluation and Monitoring•Developed and implemented a detailed impact assessment framework as a learning and feedback loop into the CBDA’s high level strategic planning process. •Ongoing collating and reporting of impact of CBDA’s work on communities.Project Management•Lead project manager for process re-engineering within the CBDA including the development and implementation of an online reporting system. •Initiated a banking platform project for the co-op banks in SA, including drafting the technical proposal and project specifications and presenting same to board project steering committee Research •Developed & implemented a knowledge management (“KM”) process to research, record and report on the impact of the Agency’s work.•Conducted research & consultations resulting in the Supervision and Regulation policy framework for the co-operative banking sector in South Africa

Risk Management•Assessed the strategic risk management frameworks of registered co-op banks to determine compatibility of co-op backs strategies and implementation thereof. •Prepare onsite risk reports for registered co-op banks.•Conducted risk assessments and corporate governance reviews of registered co-op banks. •Instrumental in setting up the CBDA’s risk management framework for co-op banks, including establishing compliance risk management systems.Financial Analysis•Financial performance and condition analysis of registered co-op banks.•Deep knowledge of the full regulatory cycle from pre-opening of banks to closure

Businesses are emerging as an engine of positive social change as well as economic upliftment. But the challenges are huge. Identifying the right business models, learning from each other’s experience, exchanging intelligence and keeping pace with new developments is crucial in order to have a meaningful impact on the lives of people at the BoP.The BoP Learning Lab is meant to provide sources of inspiration, to be the toolbox with which the Southern African corporate fabric can maximise its social impact at the bottom of the pyramid.

•Extracting financial reports and other performance indicators from company websites.•Assign earnings call to a team of five analysts who monitor and report on the US stock market, and selected stocks in Europe. •Preparing equity research reports that focus on new product development profitability trends, sales trends, financial forecasts, and industry analysis on US listed companies.•Assigning, analyzing, reviewing and editing earnings summaries prepared by new staff

(Joined as a Level 1 Analyst and was promoted to Level 3 Analyst in under four years)•Researched on, evaluated & made recommendations on policy proposals from the Bank of International Settlements (BIS) on implementation of the Basle II Capital Accord for Zimbabwe•Collaboratively researched and worked on consolidated banking sector reports for the International Monetary Fund (IMF) Article IV Consultation Schedule•Collection, compilation and consolidation of banking sector statistics including the writing and editing of the financial stability report and quarterly reports•Analyzed, and presented board reports to senior management on the performance of the banking sector.•Flawlessly created and maintained an electronic database for financial sector prudential statistics using the Bank Supervision Application System (BSA)•Effectively coordinated the preparation of the 2006 & 2007 Bank Supervision Annual reports