Madeline Thede, Crcm Email & Phone Number

Island Lake, IL, US

Riverwoods, IL

• As a Principal Compliance Specialist within the Compliance Vendor Management department, I perform compliance due diligence activities for new and existing third party engagements commensurate with the level of.
• Maintain and enhance department or functional units in support of the overall third party compliance program components
• Interpret federal, state, and local legal requirements applicable to the third party engagement, and provide effective challenge to identified requirements, as applicable
• Conduct due diligence activities to ensure a third party’s adherence to regulatory compliance requirements and evaluates the adequacy of the third party’s business policies, procedures, and training materials
• Assist with identification and assessment of compliance program risks and controls relative to third party services
• Support management in the development, implementation, and maintenance of compliance programs and a culture of compliance

Riverwoods, IL

• Within the Third Party Risk Testing team:
• Successfully planned and completed eleven new, end-to-end reviews of vendors utilized by the Discover Card, Personal Loans, Student Loans, and Deposits lines of business
• Expanded knowledge of Interagency Guidance on Third-Party Relationships: Risk Management final rule, and examined oversight practices for eleven vendors in accordance with this rule
• Completed timely and accurate transactional testing of vendor processes where applicable, utilizing data analytics reports
• Socialized issues noted during review process with business partners, and successfully obtained action plans from business partners
• Prepared and issued final reports to senior and executive – level management in accordance with Second Line Risk Testing department standards and timeframes

Riverwoods, IL

• Executed timely and accurate transactional testing of multiple Discover business lines, utilizing data analytics reports
• Expanded technical knowledge of regulations including: Internal Revenue Code, ECOA, ESIGN, FCRA, TILA & UDAAP
• Planned and led multiple business process walkthroughs with business unit partners
• Maintained professional working relationships with department colleagues and business unit partners

Rosemont, IL

Managed three person team in the Centralized Loan Servicing DepartmentEnsured all monthly service transfers were processed in accordance with RESPA servicing transfer regulationsReconciled monthly general ledger report for funds relating to monthly service transfers

Rosemont, IL

Managed day to day operations of Mortgage Electronic Registrations Systems (MERS)Performed monthly MERS data integrity audit as required by MERS guidelinesWorked closely with IT Department to automate daily MERS registration, transfer, and deactivation processes

Rosemont, IL

Ensured that the ten-person Compliance Monitoring team conducted timely periodic internal compliance reviews of Wintrust Mortgage business unitsAssessed any operational or compliance risks resulting from aforementioned reviews and developed risk management strategies with the Vice President of ComplianceResponded to any customer complaints filed with.

Rosemont, IL

Acted as single point of contact for the Compliance Monitoring team Worked closely with Compliance Monitoring Manager and Vice President of Compliance to ensure smooth day-to-day operations of the Compliance Monitoring teamMonitored status of all monthly, quarterly, semi-annual, and annual reviews performed by the Compliance Monitoring team and provided a.

Lake Zurich, IL

Acted as single point of contact for the Audit team in the Research DepartmentWorked closely with Audit Supervisor and Research Assistant Manager to ensure smooth day-to-day operations of the Audit teamMet daily with Audit Supervisor to discuss any outstanding issues for Audit teamMet weekly with Research Assistant Manager and Audit Supervisor regarding.

Lake Zurich, IL

Reviewed and revised letters prepared by Staff Writers for accuracy, grammar, mechanics, and professionalismProvided constructive feedback to Staff Writers when needed, typically in the form of email or face-to-face interactionMaintained or exceeded a daily quota of sixty letters reviewed per dayReviewed and revised letters written in response to borrower.