24+ Years’ experience in Sales, Business Development, Product, Team, Operations, campaigns & Channel management in banking & telecom industries across India and Middle East markets. Direct sales experience as well as successful management of sales through multiple channels; Excellent people management skills & strong track record in Retail Banking, CASA NTB acquisition, Retail Liabilities Book Management, KYC Compliance, AML, Prepaid Cards, EMV POS terminal roll outs, Retail POS integrations and prepaid evoucher projects, with management of large team size across India & GCC countries.Core Competencies include Sales, Marketing , Product management, Operations Management, Strategy Preparation, Presales / Post Sales activities, Profit Centre management, Customer Relationship and Key account management