Madhusmita Sonowal Email & Phone Number

London, Gb

London, United Kingdom

Mumbai Area, India

• Handled Large Corporate and Commercial Banking clients of the bank through Relationship Managers• Ensure credit appraisals are adequately approved and conform to internal and Regulatory guidelines.• Drafting/checking of facility letter, loan agreements and security documents depending on facility ensuring enforceable and adherence to credit policy, internal policy & regulatory guidelines.• Ensure limits are released in required system and send disbursement memo to concerned team for processing within timeline.• Ensuring predisbursement conditions and tracking of post disbursement conditions.• Ensure collateral details are correctly updated in system to avoid any incorrect reporting• Monitoring and tracking of security creation and perfection documents• Liaison with internal, external and concurrent auditor

Bengaluru, Karnataka, India

• Ensure smooth operation of branch activities.• Ensure enforceable legal documentation for sanctioned loan proposals which includes preparation and verification of loan agreements, sanction letter , security documents etc.• Disbursement, maintenance and monitoring of loan accounts• Follow up for Recovery of NPA accounts as well as irregular accounts. • Authorization of day-to-day transactions and managing remittances.• Handling of customer related queries and escalating as necessary to ensure swift resolution of issues.• Approving new client acquisitions, KYC/AML checking for the account opening forms to nullify the errors. • Rectification of Inspection /Audit report and submitting it to respective departments and to the management.• Responsible for Business development of the branch by marketing new client and increasing product penetration in existing client

Master Of Business Administration (M.B.A.), Finance And Financial Management Services

Bachelor Of Engineering - Be, Instrumentation Engineering