Maria Fernanda Borras Santiago Email & Phone Number

Huntersville, North Carolina, United States

Charlotte, North Carolina, Us

• Responsible for assessing financial models using detailed reports and dynamic Excel dashboards to communicate results to stakeholders.• Develop, analyze, and report on-going key metrics, Gross Margin, Net Revenue, Revenue vs Profit, Average Revenue per Unit (ARPU), • Oversee a combined annual commercial budget of $76M in Standard Margin and provided monthly and quarterly P&L forecast, reviewing accuracy and relevance based on set targets. • Preparing cost projections (Estimated costs of $537M)• Analyze and report on current financial status.• Compare anticipated and actual results and identify areas of improvement.• Analyze the P&L each month to understand monthly financial drivers for all five (5) mills. Three (3) mills in NA and Two (2) in EMEA • Responsible for Price Volume Mix (PVM) for Revenue Variance Analysis

Munich, De

Munich, De

Financial Analyst for Siemens Charlotte Energy Hub. Siemens AG is a German conglomerate company headquartered in Berlin and Munich and the largest industrial manufacturing company in Europe with branch offices abroad. • Assist in generation of the annual budget and five-year strategic in annual planning process, providing analysis and change tracking to support budgeting for R&D. Work in conjunction with Project Managers in understanding R&D spend (budget / forecast), as well as to evaluate the financial impacts of R&D project’s milestones.• Designed and created numerous an interactive financial dashboards report for upper management• Responsible of the commercial finance, consolidations, cost accounting, transfer pricing, RnD Tax Credit and intercompany impacts.• Attend weekly meetings with project heads to evaluate R&D status and cost projections.• Assist project managers and their teams in resolving financial-related questions and researching General Ledger activity.• Provides management with financial advice and counsel on all pertinent R&D projects by supplying ongoing, timely, and meaningful financial analysis of actual performance, business plans, and other discrete projects. • Monitor actual distribution cost transactions in the General Ledger and review consolidated data for errors and highlight significant trends / variances from budgeted / forecasted performance goals. • Maintain Administrative department forecasts and speak to variances from budget / forecast.• Reviewing monthly general ledger accounting, financial reporting, and managing activities of assigned areas and post Journal Entries when needed•Hedge Inter-company Companies Transactions to reduce volatility created by marking to market

San Francisco, California, Us

Financial Analyst for Wells Fargo, an American multinational banking and financial services holding company which is headquartered in San Francisco, California, with "hubquarters" throughout the country. It is the largest bank in the world by market value. • Analyzing KPI’s and creating new metrics using advanced excel skills, including Dashboards, pivot tables, Vlookups, IF function/statements, IS Function/ Statements, for the Deposit Products Group. • Developing PowerPoint presentations and maintaining final reports in order to evaluate initiatives, leads, and other KPI’s for the Sales and Effectiveness team that help the company to improve sales in Demand Deposits Accounts (DDA) at a Consumer and Business level.• Evaluating and decision making of new projects and ad-hoc reports that help the company find new ways to drive sales and manage fluctuations seasons. • Responsible for the Horizontal and Vertical Analysis for Global Remittance Services – ExpressSend (Send money at competitive exchange rates for low transfer fees). Similarly, responsible for creating presentations using Power Point that explains the story of the variances and trend analysis of 5 years or more.• Creating templates where regional manager can easily describe upcoming initiatives and leads for new and existing products. • Perform ad hoc financial analysis and projects as required using Essbase system and MicroStrategy.

Financial Analyst for Metaprocure, a small private consulting company headquartered in Duluth, GA, focused on procurement helps companies like Rollins-Orkin who do not have the time or resources to revolutionize their procurement teams to accelerate the pace of value creation. • Assisted and analyzed proforma models of forecasting, CapEx, depreciation expense, Income Statement and Balance Sheet forecasting using advanced excel skills. • Provided leadership and direction for the calculation of savings of a given project for the procurement department. • Responsible for the variance analysis of the Plan vs. Actuals of the savings for a specific project, as well as responsible for the trend analysis. • Created and developed financial models to get the best estimate of savings possible. • Building and maintaining complex scenario based forecast models and budgeting using Excel. • Responsible for Vertical and Horizontal analysis of the savings. • Conducted analysis using corporate provided tools, like Ariba, an SAP company, to track project and program financial status, such as performance vs baseline plans and expenditures tracking.• Developed standard procurement and financial tracking and performance reports and metrics, including spend plans, burn rates, and expenditure tracking to established baseline plans.• Assisted and supported corporate clients with monthly procurement reporting activities and routines. • Coordinated with manufacturers, vendors, suppliers and subcontractors the calculation methods for savings goals.• Prepared supplemental reports, information, and documentation as required for internal and external auditors

Atlanta, Georgia, Us

Financial Analyst for LogistiCare, a non-emergency transportation company headquartered in Atlanta, GA that assembles and manages comprehensive transportation networks for clients, usually under full-risk capitated financial arrangements. • Proactively introduced an automated billing system that reviews reports for billing errors and escalate issues to the proper department in a timely fashion by using Microsoft Access and advanced excel skills, including pivot tables, Vlookups, IF function, IS Function and IF Statements.• Performed Trend Analysis to predict the future movement of customer billing behavior and explain accurately the possible changes that could result from such trends, plus provide explanations on how the changes could impact the business. • Manipulated scrubbed and processed client data using Excel and Access.• Involved in the reconciliation process. Provide assistance and support to A/R.• Reviewed and examined each contract for each customer based on services provided and come up with a new Cost Analysis, such as Cost/Trip, Cost/Mile, this analysis is used for RFPs and price modeling to develop new business. • Worked closely with cost accountants to provide support for analysis.• Worked closely with other members of the Finance & Accounting team on special projects, and ad-hoc, analysis as required. Reporting on a weekly basis.

Marietta, Ga, Us

Graduate Assistant for the Business Administration Department at SPSU, which serves both traditional and non-traditional students at the undergraduate, graduate and continuing education levels; in engineering and engineering technology, the sciences, applied liberal arts, business and professional programs.• Responsible for creating finance workshops to students at both levels, graduate and undergraduate programs. Besides of providing teaching assistance to students in walk-in hours• Assisted in data mining for the finance department in order to develop researches and Mid-Point between students and professors to manage suggestions to improve teaching

Financial Analyst for International Corporation dedicated to the production and marketing of vertically integrated agro-industry products to international markets• Developed and implemented reporting tools for Cash Flow forecast process including multiple foreign currencies, spot rates and hedge contracts• Assisted in the design and development of Billing & Revenue software solution. Developed data gathering and mining process desktop procedures, comprehensive dashboard reports• Managed monthly management reports, including profitability ratios by customer and product line, Days Sales Outstanding (DSO), monthly bank reconciliation• Accounting of trade agreements with vendors. This includes the review and reconciliation of A/R and A/P accounts to ensure assets and liabilities were properly stated• Collected international account receivables in multiple currencies over $450,000 s from tropical fruit sales and national account receivables of over $100,000 dollars on a weekly basis

Accountant Assistant for a Colombian cold cut company dedicated to the production and marketing of its well-known cold cuts products like carving board and deli fresh products among them turkey and chicken breast, ham, roast beef, and pulled pork, as well as the production of hot dogs and bacon.• Responsible for Accounts Payable (control and review invoices, GL coding and process payments), and Purchase Orders processing• Monitored and controlled monthly budget and update upper management on a weekly basis (weekly Forecast), also responsible for Cash Flow forecast• Assisted in Finished Good Inventory valuations and manufacturing costs calculations (raw material, labor, conversion costs)• Balance Sheet Reconciliation (A/P, A/R, Cash, Inventories)• In charge of coding and calculating Capital Spending and Fixed Assets monthly depreciation

Accountant Assistant for a Paper Chemical Company whose chemicals operation consists mainly of hydrophobic sizes used to improve the printability of paper and board, polymers used to improve paper and board quality, deinking chemicals, and coating additives. • In charged of the Accounts Payable (control and review invoices, GL coding and process payments), and Purchase Orders processing• In charged of the petty cash. Documenting and maintaining strong Internal Financial Controls

Master Of Business Administration (Mba), Accounting And Finance

Bachelor Of Science In Business Administration, Finance And Accounting