Magdy Refai has several years of experience in executive management from a broad spectrum of industries such as Finance (Card, Payment, Capital Market), Airlines, logistics, Retail, IT and Government. Mr. Refai has also vast experience from various businesses and IT-assignments, mainly as a program or project director but also in other roles like Principal, Commercial Advisor, COO, CIO and CEO. From 2009 to august 2011, Mr. Refai was the CIO for Sweden and Finland at Edenred, a French group specializing in prepaid corporate solutions. From 2012 until January 2019, Mr. Refai was the CEO of Raft Consulting AB (acquired by ProData Consult 2016) in Sweden. Mr. Refai is now Senior Managing Partner at Balr Consulting Group with responsibility for strategy and partner relationships.Mr. Refai has strong global experience in strategic as well as operational (implementation and execution) level in business- and program management. He has been involved and responsible for several large scale international assignments within Finance, Airlines and IT. He has managed business- and IT development teams in the Nordic region, UK, Australia, India, North America as well as in the Middle East. These assignments usually included overall responsibility for program management, budget, procurement, business development, information security, quality assurance, negotiations and people management. Among the factors that make Mr. Refai successful as a senior manager is his ability to make sound and strategic decisions, his professional attitude with high integrity, and also being a motivating coach and colleague with cultural adaptability.Specialties: Program & Project management, Card industry, Payment, Capital Market, People management, risk management, Operation, coach other managers, Offshore, Contract and Vendor management, Executive management, Transformation program, IT strategy, business development, Communication and leadership.