• Build and maintain credit card products dashboard on Tableau to provide helpful insights and vivid visualizations• Collect, prepare, and analyze data to enhance clients’ credit behavior and improve credit card products• Develop, implement, and manage credit risk analysis models, early warning reports, and credit portfolio reports• Analyze, evaluate, and suggest viable solutions to adjust risk benchmarks for each product segment• Collaborate with other teams and local government agency units to collect and improve internal credit database• Advance qualitative and quantitative models to monitor and predict credit quality• Participate in other ad-hoc projects assigned by upper management

• Create Application Programming Interface (API) connections to automatically update external data sets for internal analytical projects• Collaborate with internal business units to create baseline and severe stress test scenarios• Partner up with University of Illinois professors to develop agriculture scenario tool • Utilize R programming to build regression/prediction models from internal data to optimize company’s business performance• Assist other team members validate data quality an organize data warehouse

• Created and presented market and financial analysis on company key offerings for investors in both English and Chinese. • Performed project management skills by keeping track of the team working progress, finalizing key ideas, and conducting performance review for 2 strategic management projects• Researched potential markets and locations to assist an American medical company in opening 10 hemodialysis centers in China for hemodialysis centers project • Designed detailed lists of backup securities for investors for Hippity Hops Brewery project