• Digital Business , Technology & Process transformation across Investment , Wealth Management, NBFC and other Horizontal business units like HR FInance resulting in improved customer service efficiency and productivity• Technology Transformation using SMAC (social, mobile, analytics, cloud) strategy to drive business growth and expansion into global markets• Regulatory & IT Compliance with ISO27001 , ISO20018 ISMS security and regulatory standards,•Insights & Data Science based Analytics and alogrithms based business insights for driving Investment & Wealth Management using alogrithmks like Random Forest, XG Boost, Linear Regressions, Random Forests•Automation using Machine Learning using regenerative BOTS and AI solution.• Redefined technology architecture and Design along with integrated a payment gateway for real-time payments and settlements, as well as systems with Aadhaar, CVLKRA, and the BSE Star platform.• Working along with Vendors & FIntechs to continuously innovate within the organisation

• Head of Banking & Diversified Financials managing the P&L overseeing all operations and driving Sales Presales, Implementation driving sales 30% annually.• Business & Technology Transformations using specialized platforms like Temenos, Misys, FIS, Finacle, with expertise in IP creation, system integration, blockchain development.• Architecture & Solution Design across Platforms, Dataflow and Design.• Regulatory and Compliance across US, EU, UK, SEA, Australia and processes to ensure adherence to industry standards, while implementing digital transformation initiatives such as automation and analytics• Customer Engagement with C+Suite and Board , Presentations to valufy tranformation objectives and Goals , solution design.• Led a team of 800 employees and achieved a revenue of 440 million, generating an additional 1.2 billion in pull-through revenue through successful project delivery and client management.

• Solution consulting and System integration services for Finacle products, ensuring successfulimplementation and use by clients• Obtained product certifications and ensured regulatory compliance in the US, UK, and Australia,demonstrating a commitment to quality and compliance• Built a global compliance team within Finacle to ensure adherence to industry standards and regulations• Developed and managed Finacle products, creating a comprehensive roadmap for the entire product suite.• Conducted system integration and implementation of third-party products with Finacle products, resulting in enhanced capabilities and a seamless experience for clients.• Sales , Presales and Implementation of Finacle banking products for clients, achieving a team size of 750 employees and revenue of 320 million, with an additional 700 million in pull-through revenue through successful project delivery.•Presentation & Engagement with C+Suite and Business Heads for Sales and Consulting for Business Transformation using FInacle along with Architecture & Design.

• Led the implementation of core banking systems and the development and delivery of banking solutions to clients, resulting in increased revenue and business growth• Specialized in asset-liability and risk management, with expertise in the implementation of Basel II standards and the transformation of payment systems for NETS Singapore and METS Malaysia• Improved customer service through the implementation of online real-time surveillance for the Bombay Stock Exchange and multi-channel capabilities, and led core transformations for 3 insurance companies in Southeast Asia. •Implemented Solvency II for clients. • Sales ,and Implementation team of 400 employees and achieved revenue of 145 million.• Presentation & Continuous Engagement with C+Suite and Business

• Led the direct banking and asset division as Head, overseeing all operations and driving business growth through the launch of retail banking in India, the Middle East, and Africa• Developed and implemented business and technology architecture and design, resulting in improvedefficiency and productivity• Rolled out Oracle CRM 11.5.4 and integrated multi-channel capabilities using WebSphere MQ, enabling24X7 banking and enhanced customer service• Established a joint venture between SBI and Cardiff for SBI Life Insurance, leading the systems andtechnology operations for the life insurance division• Demonstrated expertise in managing and optimizing technology operations, driving business success and growth in the division.

• Served as Head of IT for the retail banking division, responsible for all technology operations and driving business growth• Oversaw the direct banking and asset portfolio, including personal and auto loans, to increase revenue and expand the company's offerings• Obtained certification for credit and debit cards with Visa and Mastercard, expanding the company's product suite and increasing customer convenience• Led the cash management team, ensuring efficient and secure financial transactions for customers.

• Served as Head for Channels implementation in Southeast Asia, leading the development and rollout of new products and services• Demonstrated expertise in switch implementation, including Base24, IST, and CSF-CR2 systems, to improve efficiency and productivity• Obtained certification for credit and debit cards, expanding the company's offerings and increasing customer convenience• Launched India's first PIN-based debit card for Citibank, driving innovation and customer adoption. Managed a team of 50 employees and achieved revenue of 40 million.

• Specialized in corporate lending, with a focus on business operations and IT, as well as debt trading andresearch• Managed operations and IT for the company's operations in India, ensuring smooth and efficient processes• Led a team of 30 employees, responsible for driving business growth and success in the corporate lending division.

• Led the implementation and rollout of core banking systems, improving efficiency and productivity for the company• Specialized in treasury management and nostro reconciliation, with expertise in financial operations and controls• Conducted ATM implementations in India, Hong Kong, and the UK, expanding the company's reach andproviding convenient access to customers.