Michael Alch Email & Phone Number

Valparaiso, Indiana, United States

Greater Chicago Area

Senior secured originator for Illinois to California for: Bank markets (Chicago, Dallas, Denver & Minneapolis) as well as targeted prospects in various Bank industry verticals (Environmental Sciences, Food & Beverage, Industrials & Manufacturing, Metals & Chemicals, & Transportation).• Financing options include Term Loans, Capital/Finance Leases, Refinancing, Sale-Leasebacks, Tax & TRAC Leases.• Typical transaction amounts ranged from: $1,000,000 - $10,000,000+.• Tenors ranged… Show more Senior secured originator for Illinois to California for: Bank markets (Chicago, Dallas, Denver & Minneapolis) as well as targeted prospects in various Bank industry verticals (Environmental Sciences, Food & Beverage, Industrials & Manufacturing, Metals & Chemicals, & Transportation).• Financing options include Term Loans, Capital/Finance Leases, Refinancing, Sale-Leasebacks, Tax & TRAC Leases.• Typical transaction amounts ranged from: $1,000,000 - $10,000,000+.• Tenors ranged from 3 years – 10 years.• Clients were typically upper middle market ($50MM+ in annual revenues) to large corporations.• Implied credit profile ranges from BB- to BBB.• Industry/Equipment Focus: Industrial (Food Processing, Packaging, Material Handling), Manufacturing (CNC & Plastics), Distribution/Warehousing (Storage & Conveyor Systems), Construction (Yellow Iron), & Transportation (OTR, Rail & Corporate Aircraft).• In 2023: Originated/funded $75,000,000+, in 2022: Originated/funded: $46,000,000+. Show less

Chicago, Il

Senior secured product responsibility for Ohio to California for legacy bank markets (Chicago, Cincinnati, Cleveland, Detroit, Grand Rapids, Indianapolis, Lansing, Milwaukee, Peoria, St. Louis, and Toledo) as well as recently established bank markets (Denver, Kansas City, Minneapolis, Phoenix, Portland, Salt Lake City, and Seattle). Direct reports consisted of eleven business development officers as well as two senior sales associates.• Led west team in ranking among bank’s most… Show more Senior secured product responsibility for Ohio to California for legacy bank markets (Chicago, Cincinnati, Cleveland, Detroit, Grand Rapids, Indianapolis, Lansing, Milwaukee, Peoria, St. Louis, and Toledo) as well as recently established bank markets (Denver, Kansas City, Minneapolis, Phoenix, Portland, Salt Lake City, and Seattle). Direct reports consisted of eleven business development officers as well as two senior sales associates.• Led west team in ranking among bank’s most successful senior-secured business development units, providing both on-balance sheet as well as off-balance sheet for FASB solutions (typically ranging from $1,000,000 to in excess of $100,000,000 individually). Covered largest geographic region, focusing on companies with sales revenues exceeding $100,000,000 annually. • Guided west team in generating in excess of $625,000,000 in new business annually.• Sourced another $2,000,000-plus annually in non-interest income from both capital markets/syndications, as well as provided interest rate derivative product solutions (e.g., swaps) to both bank clients as well as new name targeted bank prospects in connection with equipment financing solutions. Show less

Lake Forest, Illinois

Facilitated day-to-day management of a $12,000,000 portfolio of credits secured by commercial real estate and/or all business assets in the greater Chicago area (as well as Northwestern Indiana) for 50 businesses (each with up to $20,000,000 in annual revenues). Achieved proven success in formulating and executing workout/disposition strategies. Recommended and negotiated best course of action to exceed key strategies and goals. Maintained current awareness of state-of-the-art practices… Show more Facilitated day-to-day management of a $12,000,000 portfolio of credits secured by commercial real estate and/or all business assets in the greater Chicago area (as well as Northwestern Indiana) for 50 businesses (each with up to $20,000,000 in annual revenues). Achieved proven success in formulating and executing workout/disposition strategies. Recommended and negotiated best course of action to exceed key strategies and goals. Maintained current awareness of state-of-the-art practices within industry. • Met or exceeded bank-assigned goals every month.• Ensured no assigned loans went delinquent for either principal, interest, or real estate taxes.• Ensured every assigned loan had current financial information on file. Show less

Chicago, Illinois

A Midwestern based private investment banking firm that specializes in capital raising activities with a niche focus on medium ($5 million) to large ($25 million) senior secured financings.Mandated on three transactions involving fixed assets and real estate in the $10,000,000 to $20,000,000 range.

Chicago, Illinois

Recruited back to organization to generate senior secured C&I financings for corporate finance unit (either asset or cash flow/enterprise backed) in amounts in excess of $5,000,000 in Midwest. Closed ten new clients representing $225,000,000 in funding with superior returns for middle-market companies. Recognized in 2007 and 2006 as CIT's No. 1 performer globally (5,000-plus employees) for sourcing cross-sell opportunities that closed.

Chicago, Illinois

Hired to expand client relationships with portfolio companies of private equity funds. Spearheaded Midwestern initiative to originate senior-secured (typically by equipment and real estate) finance transactions with U.S. and Canadian private equity firms, including buyouts, acquisitions, growth, and recapitalizations. My role was to act as the single point of contact on behalf of GE's commercial and industrial finance, vendor financial services, and commercial equipment finance units.… Show more Hired to expand client relationships with portfolio companies of private equity funds. Spearheaded Midwestern initiative to originate senior-secured (typically by equipment and real estate) finance transactions with U.S. and Canadian private equity firms, including buyouts, acquisitions, growth, and recapitalizations. My role was to act as the single point of contact on behalf of GE's commercial and industrial finance, vendor financial services, and commercial equipment finance units. Originated and funded several transactions totaling $90,000,000. Show less

Chicago, Illinois

Senior Vice President, Communication, Global Automotive, Health Care, Insurance, Large Corporate, Retail, Transportation, and Utility Industries, 2002-2003. Pursued incremental business in U.S. and Canada. Achieved top ten ranking nationally (50 peers) in discounted profit results in my first year.Senior Vice President, Midwest Regional Sales Manager, 1998-2001. Opened two new offices and improved performance of four existing offices, leading team of ten finance professionals in… Show more Senior Vice President, Communication, Global Automotive, Health Care, Insurance, Large Corporate, Retail, Transportation, and Utility Industries, 2002-2003. Pursued incremental business in U.S. and Canada. Achieved top ten ranking nationally (50 peers) in discounted profit results in my first year.Senior Vice President, Midwest Regional Sales Manager, 1998-2001. Opened two new offices and improved performance of four existing offices, leading team of ten finance professionals in Illinois, Indiana, Minnesota, Missouri, Tennessee, and Wisconsin. Sourced new clients in Arkansas, Iowa, Kansas, Nebraska, and North Dakota and South Dakota. Led team in producing annual funding in excess of $150,000,000. Show less

Stamford, Connecticut & Chicago, Illinois

Received numerous marketing awards, including: Most New Business, Most Transactions Funded, Most Referrals of Business, and CIT Midwest Marketing Achievement Award while directing Midwest region. Created profitable client relationships in wide range of market segments, including chemical, corporate aircraft, furniture/fixtures, information technology, machine tools, manufacturing, paper, printing, and transportation.Assembled and trained a strong team of credit… Show more Received numerous marketing awards, including: Most New Business, Most Transactions Funded, Most Referrals of Business, and CIT Midwest Marketing Achievement Award while directing Midwest region. Created profitable client relationships in wide range of market segments, including chemical, corporate aircraft, furniture/fixtures, information technology, machine tools, manufacturing, paper, printing, and transportation.Assembled and trained a strong team of credit professionals.Vice President/Manager of Midwest Marketing, 1992-1998. Developed and implemented marketing strategies, using highly collaborative management style. Identified and managed successful team generating annual funding in excess of $144,000,000 while opening new field sales offices in Detroit, Milwaukee, Minneapolis, and St. Louis. Established de novo automotive supplier unit and achieved meaningful volume for new industry vertical.Vice President and District Manager, Marketing, 1989-1991. Directed prospected middle-market corporations and selected financial intermediaries to identify senior-secured financings in the $1,000,000 to $25,000,000 range.Vice President/Midwest Credit Manager, 1981-1989. Recruited and supervised team of 13 while doubling business center’s annual funding from $65,000,000 to $130,000,000. Evaluated $1,000,000 plus senior-secured or project-oriented corporate finance transactions. Show less

Stamford, Connecticut

Senior Credit Analyst, 1979-1981 Management Trainee/Commercial Credit Training Program, 1978-1979.

Executive Award, Credit & Financial Management

M.B.A., Finance

B.A., Economics

Activities and Societies: Alpha Chi Rho