Malcolm Evans Email & Phone Number

Denver, Colorado, United States

Responsible for business development and management of Denver Commercial Banking operations of Wintrust Financial Corporation, a $50 billion financial institution headquartered in Chicago, IL.

Greater Denver Area

Responsible for business development and portfolio management of operating companies with revenues in excess of $10 million and not-for-profits with contributions in excess of $1 million for UMB Bank, a $36 billion financial institution headquartered in Kansas City, MO.

Greater Denver Area

Responsible for business development and portfolio management of operating companies with revenues in excess of $25 million and not-for-profits with contributions in excess of $1 million for this local affiliate of $85 billion holding company Zions Bancorp. Grew loan portfolio from $50 million to $140 million over the last eight years.Serves as the Not-For-Profit Lending Specialist for Vectra Bank and Zions Bancorporation working with Colorado-based churches, foundations, and other charitable organizations seeking working capital, construction, renovation, expansion and acquisition financing and provides consultation and guidance to Zions-owned banks in Arizona, Texas, California, Nevada, Utah, Washington State, and Oregon. Accomplishments include: Annual point-to-point loan growth of $10 million to $12 million; 3 to 4 new relationships per year, drafted and implemented Vectra’s Nonprofit Lending policy.

Greater Denver Area

Responsible for business development for this de novo National Banking Office of Bank of the West, a $96 billion financial institution headquartered in San Francisco and a subsidiary of BNP Paribas. Grew loan and lease portfolio from $0 to $26 million in 18 months. Target Market: National companies with annual revenues in excess of $50 million with lending needs between $5 million and $50 million. Responsibilities included complete relationship sales and development, full credit underwriting and account management.

Responsible for business development and portfolio management for the Colorado office of this $102 billion financial institution headquartered in Houston, TX. Target Market: Middle market companies with annual revenues in excess of $25 million with lending needs between $2 million and $20 million. Managed a $50 million portfolio. Grew portfolio by $19 million in less than two years. Responsible for business development of middle market Asset Based Lending and Heavy Equipment Floor Plan prospects in Birmingham, AL, South Alabama, Florida, Denver, CO, and Albuquerque, NM. Responsibilities included complete relationship sales and development, full credit underwriting and account management. Generated in excess of $30 million in new commitments in 2001. (Goal $14 million in new loans annually). Prepared approval packages, term sheets and commitment letters. Prepared and reviewed loan documents.

Birmingham, Alabama Area

Responsible for assessing the credit quality of the commercial and commercial real estate portfolio. Performed reviews of complex A&D, energy, ABL, and commercial construction and term real estate credits. Reviews included comprehensive credit and collateral analyses of loans between $300 thousand and $25 million. Also performed five to ten due diligence reviews per year on potential acquisition targets in Florida, Texas, New Mexico, and Arizona.

Little Rock, Arkansas Area

Responsibilities included ensuring the safety and soundness of the national banking system by participating in examinations of some 15 to 20 national banks per year. Performed both commercial and consumer compliance/CRA examinations. Participated in complex credit and compliance reviews of regional and super-regional institutions. Supervised junior examiners periodically. Prepared various examination reports and other written communication. Attended several training seminars, both internal and external. Spearheaded or participated in numerous meetings with bank management and board members addressing examination findings.

Little Rock, Arkansas Area

Responsibilities included processing and approving retail and small commercial loans. Made 15 – 20 sales calls per month. Supervised a staff of three tellers. Performed various customer service duties such as setting up new accounts and lock box arrangements. Performed monthly audits of branch assets and tellers. Managed all operational functions of branch.

Monroe, Louisiana Area

Part-time teller. Duties included processing daily deposits and withdrawals. Operated both drive-in and lobby teller windows. Participated in several training seminars and cross-sold products to existing customers.