Strong track record of performance and delivery in four “Ignite” leadership assignments over the past three years:• Operational Risk & Controls: Led controls task force executing group-wide controls improvement plan to remediate and strengthen operational risk and controls environment. Defined updated risk appetite & metrics together with minimum standards; simplified operational risk framework which had lacked focus; RCSA and control testing leadership; management of root cause investigations.• Interim Group Operational Risk & Controls Director (maternity leave cover): Leadership of team of 28 overseeing and reporting Aviva’s risk & controls environment to the board. Introduced CEO 3-weekly thematic reviews and deep dives on the operational risk & controls environment and leadership accountability. Led preparations for s166 review.• Head of Regulatory Risk, Group Risk & Compliance: Managed and led regulatory engagement and responses providing independent risk oversight to ensure high quality interactions between senior management and regulators while reporting to Regulatory Oversight Director. Delivered regulatory reporting and insight on emerging regulatory risks to Board Risk Committee, Audit Committee, boards, and senior management to enable better decision making.• Fintech / Payments Strategy risk & finance lead: Provided CFO and risk strategy leadership to evaluate opportunities and prepare business plans for in-house fintech digital payments and savings proposition. Led Joint Ventures (JV) negotiations, capital requirements and regulatory license applications. Brought enhanced economic discipline to UK Digital business and propositions.

Won CEO’s “Create Legacy” Award for increasing the value-add to the business and risk insight agility of the Risk Strategy and Analysis Team delivering group-wide enterprise risk management. • Developed and maintained risk management framework, set risk appetites, and prepared Group CRO risk opinions on strategy/business plans and key business decisions. Managed group-wide ORSA processes. • Recognised by Group CFO and referenced significantly by BU and plc boards for setting risk appetites and championing consideration of risk preferences together with finance during planning/ongoing monitoring processes.• Refocused CRO reporting to the board to provide holistic view of enterprise-wide risk profile and risks to delivery of company objectives.• Introduced “emerging risk walls” while creating and presenting over 15 strategic emerging risk scenarios to board per annum such as data/GDPR, cloud IT, Brexit, climate change and emerging digital business threats.• Implemented and managed annual global risk management framework assurance and risk culture appraisal process which became a key consideration towards 1st Line bonus and performance ratings and establishes risk improvement plans for the year ahead. • Prepared and delivered well-received Town Hall presentations at Global Risk and Actuarial Conference.• As Risk Lead, Friends Life Integration, reported on key risks across all workstreams and led Risk function operating model development.

Designed and managed the introduction of Business Model Analysis (BMA). Led BMA reviews across all six major insurance groups; appraised strategic and sustainability issues and presented conclusions to Director-level stakeholders. Delivered significant regulatory findings. BMA methodology now embedded as a core element of PRA’s and FCA’s regulatory focus considering the viability of business plans and strategy.

Advised insurance and asset management clients and developed new client relationships to the bank from scratch during extremely challenging market conditions. • Mobilised transactions to advance client business and product development plans including solvency/capital improvement (eg securitisations, EV monetisation, debt capital markets, underwritten rights issues), new product launches (eg variable annuities, capital protected savings and structured products), risk management (ALM, hedging of equity and fixed income exposures).

Overall responsibility for presenting Old Mutual, its plans and results to the City and international investors during a period in which the company was transformed from a £3.5bn market cap largely South African group to a £10.5bn global financial services group following the acquisition of Skandia in February 2006.

Quarterly Business Reviews for the CEO to review and challenge individual business performance globally (asset management, banking, life insurance, pensions and general insurance). Managed the production of monthly reporting and quarterly business review packs.

• Led international strategic planning ,reporting, forecasting, and analysis while based at GE Capital’s USA HQ for two years. • Lead Acquisitions Analysis Manager at GE Capital Europe.• Contributed to highly valued appraisal of Fidelity’s Fund Supermarket, launch of Premier Banking IFA and other new products.