Malith De Silva Email & Phone Number

Colombo, Wp, Lk

Sri Lanka

Job Responsibilities:-Develop details audit programs, design audit scope, risk & control matrix identifying the process gaps and available key controls.-Preparations of term of reference, conduct opening and exit audit meetings with respective heads of business units in line with the audit methodology.-Perform internal audit assignments in line with the approved annual audit plan and ensures that audit objectives have been met to support the audit conclusions/results.-Review credit appraisals, collaterals, system information and any other documentation related to credit operations and administration to ensure compliance to the laid down circular instructions, credit procedures, policies of the bank and regulatory requirements.-Review systems/procedures and internal control frame work of internal business processes to assess the adequacy, effectiveness and efficiency of the prevailing controls. -Collect and analyze extensive data gathered through appropriate audit techniques and interviewing employees of relevant auditee. -Perform asset Inspects (Property/Stocks/Pledges stores) to ensure the compliance to internal/external covenants.-Keep engagement manager informed of all audit issues, concerns and recommendations during the audit and leading and supervising audit teams to ensure audit is conducted in a timely, efficient manner with minimal disruption to the auditee.-Preparation of formal written reports, expressing opinions, providing assurance on available control framework in a precise and concise manner by highlighting issues/concerns/process improvements, opportunities and recommendations that result in beneficial change. -Follow up with and ensure prompt resolution of unresolved audit issues/observations across the function and evaluate auditee’s comments and validate actions in resolving the audit issues raised.-Review drafted policies/instructions to be issued by the bank and provide insights, necessary value additions to the business units.

Seylan Tower, Colombo 03.

Seylan Head Office, Colombo 03.

Seylan Tower, No. 90, Galle Road, Colombo 03.

Seylan Bank, Bandarawela Branch.

Started my career as a Banking Assistant in Seylan Bank PLC and assigned as a Credit Assistant at Bandarawela Branch since August 2006 to April 2010.Job Responsibilities as a Credit Assistant :• Interview the clients and introduce the different types of loans and credit options that are available, as well as the terms of those services and analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. • Preparing all types of credit evaluations/proposals including Grant, reviews, reschedule, downgrade, written down/write off.. etc.• Obtaining securities strictly in accordance with the approved proposals as per the guidelines in Credit Policy Manual and registering these with respective authorities where necessary with no compromise made without the express authority of the approving authority.• Carrying out inspections of Stocks/Pledges/Properties taken as collateral and submit reports as required by head office.• Monitoring Non performing credit facilities.• Handling loan writing offs, writing down, provisioning, zero wising & suspending interest of Non performing facilities.• Appearing in Courts (against defaulted clients) to give evidence on behalf of the bank as when required.

Master Of Business Administration - Mba, Finance, Merit

Associate'S Degree, Credit Management, Merit

Certification Of Internal Audit - Cia, Internal Auditing

Associate'S Degree, Applied Banking And Finance, Pass

Certificate Level Of Education, Internal Auditing, Merit

Diploma Of Education, Credit Management, Pass

Secondary Education Up To Advance Level Examination, Biology

Prizes and scholarships : 1) Zonal Level, Senior Group Singing Contest 2003 - 1st Place 2) St. Sebastian College, Annual Price Giving 2003.

Primary Education Up To Ordinary Level Exams, Subjects Related To Ordinary Level Exam

Prizes and scholarships : 1) Zonal Level, English Dictation Contest 2001 - 3rd Place 2) Zonal Level, Sinhala Literature Contest 2001 - 3rd.