Westpac’s Innovation as Service fund, established to promote innovation between Westpac and the New Zealand Government, identified that Open Banking could be a potential catalyst for innovation. Open Banking Phase 1 is an external open innovation initiative, intended to act as a driver for innovation to spark and enable new Open Banking-powered ideas, experiences and applications Key Accomplishments:• Set up a Phase 1 project team across various squads within Westpac. Worked with the Open Banking Chapter Lead to detail the various workpackages . Set up the various streams of work and appointed stream leads across squads and tribes. • Managed the Governance of the project including the Project Plan, providing project updates to Innovation as a Service Steering Committee, set up of the Project meetings, Phase 1 Steering Committee (with a wide range of stakeholders) and Open Banking Steering Group. • Maintained the Risk Register in line with the requirements specified by the Risk Team, raising and resolving the issues with the various teams in the business• Successfully onboarded vendors for security testing of the APIs, work to be completed on the Developer Portal and to complete the Third party onboarding process• Co-ordinated the work to be completed for the Third Party onboarding process to be completed by Deloitte including set up of Open Banking Working Group meetings Specific Responsibilities: Overall responsibility for the success of the Project and ensuring that the Project Deliverables were met Overall responsibility for ensuring the project remains within budget Responsible for the planning, execution and progress of the Project on a day-to-day basis. Manage the governance of the project Working with key stakeholders to agree priorities

Key Accomplishments: Developed good relationships with both Co-op Money and Oracle staff which assisted in a one team approach the project Put together the Oracle Project Team from the CU staff who not only completed UAT but also became the trainers and Oracle Project champions for Credit Union South. Managed a clean (all data migrated) and successful go live six hours ahead of time.  Created and managed a daily follow up process and structure for post implementation issuesSpecific Responsibilities:Project manage the implementation of the Oracle Flexcube system including:  Managed the documentation of the current systems and processes by business subject matter experts Defined the business requirements going forward defined project scope, objectives, staffing, resources and deliverables developed project plans that identified key issues, approaches and performance metrics planned and scheduled project timelines and milestones.  maintained the risk register and formulated risk management plans Led Steering Committee meetings, Production readiness review meetings and dress rehearsal meetings assembled and coordinated multi-disciplinary project teams. Lead and mentored upto 12 project staff managed vendor relationships including negotiating and controlling contracts maintain communication with project board, stakeholders and managed expectations presented reports defining project progress, problems and solutions

Governance & strategy setting As a director of Hometune Ltd and Taxi Systems Ltd and a member of the Board of Corporate Cabs Limited, assisted in providing the governance function over the Operation of the three entities Contributed to the evaluation and development of strategic opportunities, financial and operational strategy and performance Worked with the executive team to improve the overall performance of the business. Played an active role in assisting management in the risk assessment process and embedding a risk management culture throughout the organisation Developed and implemented strategy geared toward operational excellence so as to meet agreed organizational performance plans within agreed budgets and timescales.Financial Management and Reporting Managed the administration, financial and general accounting activities of the group.  Prepared and manage accurate:o Monthly general ledger reconciliations and daily cash flow to ensure optimum utilization of fundso Monthly management reports with comments and explanation regarding varianceso Monthly board reports and its appendices Prepared and managed annual budget and forecast process for each of the entities in the group. Completed all statutory annual accounts in line with relevant accounting standards. Ensured that other financial, legislative, legal and regulatory controls are complied with. Maintained the Finance and Administration value proposition to “get right first time every time.”Taxation Ensure all other relevant tax regulations are complied with.Due Diligence on the Purchase of Hometune 2014 and Taxi Systems Limited and set up of the two companies -Development of Process and Documentation across the three businesses Leadership Assisted with developing a mission statement and core values for the group  Human resources & payroll

Move from National Bank to Westpac as transactional banker for Instant Finance: Drafting a project plan with Westpac for opening of new accounts, migration of outgoing Direct debits payments and customers to Westpac, Drafting and review of the Service Level Agreement and Operations Manual with Westpac, Drafting a customer migration plan to ensure seamless transfer of incoming customer payments to WestpacStatutory accounts Reviewed all month- end general ledger reconciliations, Assisted in calculation of provisioning for bad debts, Compiled the March year end and the September half year end Statutory accounts for the Instant Finance Group, Liaised with the auditors for all audit queries and changesDocumentation Trained and assisted in documenting key finance processes, Reviewed these processes to ensure risks and mitigating controls were highlightedOther Completed a statistical analysis to highlight areas for opening new branches both in Auckland and country wide for Instant Finance, Reviewed and analysed the current commission structure and made recommendation for changes

Setting role-based profiles: This project involved listing of all systems used by MARAC Finance Ltd, Canterbury Building Society Ltd and Southern Cross Building society limited, capturing of all current staff accesses on the various systems and changing/aligning these accesses to mirror their roles.Developed an on-going maintenance and audit process to ensure that accesses are reviewed regularly, properly assigned to new roles and that when staff left the organization the accesses were deleted.Move from ANZ and BNZ to Westpac as transactional banker for Heartland: Drafting an MP3 document, an initiation document and a detailed options document along with a project plan,  Secure buy-in from key stakeholders, formulate and review in conjunction with Lane Neave Associates (MARAC’s lawyers) and Westpac bank, a Master Services Agreement along with an Operations Manual,  Open new bank accounts - both incoming and outgoing transactions and migrated across to Westpac Bank,  Outline system enhancements along with carried out bank interface changes to ensure compatibility with Westpac, implement corporate online an both morning and afternoon banking functions.

Responsibilities  Staff & culture management: Lead and developed upto 10 direct reporting staff and a team of 30 indirect staff. Ensured formal job descriptions, key accountabilities, performance measures and review processes were established and updated on a timely basis developing a culture of operational excellence.  Core financial and board reporting: Managed monthly cut-offs, Accounts Payable function,completed variance analysis and reviewed key balance sheet reconciliations to ensure accuracy of financial information within requisite timeframes.  Risk management: Oversaw the compliance monitoring and review process, regularly reporting findings and issues as part of MARAC’s risk management framework. Assisted PGC’s Internal Audit function in regards compliance-related reports, management information and responding to internal audit requirements. Project management: Completed several medium to large scale projects, both as a project manager and as part of the project team.  Compliance and reporting: Monitored and reported on operational issues, opportunities and development plans within agreed formats and timescales. Drafted operational policies and procedures to ensure compliance with internal control standards. Process development: Established and maintained appropriate processes ensuring that daily SLAs with the business were met in terms of compliance, loading and verification of accurate and complete data into MARAC’s systems. Banking: Administered adherence to the Service Level Agreement between MARAC and ANZ. Completed ownership of the morning and afternoon banking functions. Acted as a cheque and ANZ Direct online authorized signatory. Strategy: Assisted in conducting research and providing input to the design and structuring of new products and systems to ensure they met business and regulatory requirements. Contributed to the evaluation and development of strategic opportunities, operational strategy and performance.

 Monthly variance analysis of costs in an accurate and timely manner with meaningful information for end users of reports. Provide assistance to the Business Managers with monthly financial analysis for their individual service. Preparation of the monthly management accounts and the CEO Pack within deadlines and presentation of the monthly results to the senior management team. To act as a conduit between the internal focus (Finance Team and Business Managers) and the external requirements (Corporate Finance). As cheque signatory, to ensure that all A+, Income tax and GST requirements were fulfilled.  Preparation of forecasts and budgets for both Medical and Surgical services using bottom up techniques. Management of work performed by upto 7 staff including the cashier and inventory controller to ensure and effective delivery of these services.

 Audited financial statements and conducted review engagements of listed and other companies in accordance with International and New Zealand accounting standards and Stock exchange listing rules. Conducted limited financial due diligence work involving, collection and reporting of financial and non-financial information. Prepared audit opinion, reporting memorandums, management letters and presented audited financial statements for signature to the partner, advising him / her on all statutory & other issues relating to the audit. Involved up to final delivery of signed financial statements. Managed audit teams of 3-6 staff members.Key accomplishments Tutored the Coopers & Lybrand candidates for the final qualifying examination of the Institute of Chartered Accountants of New Zealand.  Presented a technical training course on the New Zealand Companies Act and the Differential Reporting Framework (part of the New Zealand Accounting Standards). Prepared industry-specific internal audit questionnaires which was developed into standard templates for internal audits conducted by the firm.