Jack Pellegreen Email & Phone Number

Coppell, Texas, United States

Responsible for Credit, Funding, Customer Service and Collections.

Coppell, Texas, United States

Lead and manage operations for 3 departments: Credit, Funding and Titles.

Coppell, Texas

Leads a team of underwriters and investigators responsible for financing Toyota Industrial Equipment and Hino Trucks. Provides commercial retail financing for businesses. Works closely with a network of Toyota Forklift and Hino Truck dealers across the U.S. Establishes lines of credit and credit analysis for large corporate clients. Review and evaluate customer contract modification requests and any requested changes to Retail Master Lease Agreement, Equipment Schedule, and other related documents. Provides training and development of staff. Supports systems upgrades and risk projects. Responsible for the refinement of policy and compliance.

Richardson, Texas

Commercial Loan Subject Matter Expert for the bank’s Comprehensive Capital Analysis and Review (CCAR) team. Performed analysis of commercial loans to fulfill the bank’s CCAR reporting requirements to the Federal Reserve. Resolved remediation issues in an efficient manner. Performed problem solving and resolution of unresolved issues escalated by team. Provided expertise and training to the team on commercial loan processes, elements, and documents.

Dallas, Texas

Managed Commercial Credit Products and Underwriting. Led team of Credit Officers located in Texas, California and Washington covering Western half of US. As part of the Client Team, worked closely with Sales and Risk Managers to structure, negotiate and sell credit proposals including floor plan loans, commercial real estate loans, construction loans, working capital loans, lines of credit and other asset based loans. Credit approval authority. Managed $4B portfolio and > 200 automotive and RV dealership client relationships. Worked as a leader in DFS and partnered with peers and associates across the organization to achieve outstanding results.• Met onsite with clients and prospects to provide credit support, consultative expertise and win their business. • Achieved highest employee satisfaction ratings in group. Kept team motivated, accountable and focused on goals.• Championed process efficiency and improvement projects.• Ensured regulatory compliance

Dallas, Texas

Managed Automotive and RV Commercial Credit Products including commercial underwriting staff of Credit Officers, covering the Western US. This position was converted to Credit Products Manager (above).

Dallas/Fort Worth Area

Responsible for underwriting, structuring, and documenting automotive and RV dealership commercial credit transactions – floor plan, commercial real estate, construction, working capital, lines of credit and other asset based loans. Monitored clients operating performance and financial condition and proactively identified issues and opportunities. Position required strong communication and analytical and technical skills, including financial accounting and loan structuring.

Dallas/Fort Worth Area

Member of task force at Bank of America responsible for analysis and resolution of OCC cases involving home mortgage loans. Ensure accuracy and timely resolution and communication to OCC and clients on cases involving loan modifications, short sales, refinancing, new loan requests, escrow adjustments and payment issues.

Dallas/Fort Worth Area

Managed commercial (automotive) lending operations in Central US; led underwriting staff, developed credit strategies. Approval authority for real estate, working capital, and floor plan loans. Resolved complex financial issues to provide business clients with solutions to minimize risk and loss and improve dealership performance. Senior contributor. Worked hand in hand with Sales and other partners in the organization to grow and manage portfolio assets. Ensured compliance and controls in place and managed cost efficiencies.

Greater Memphis Area

Directed Sales activity for team of 15 Sales Managers. Met directly with dealership clients. Developed and implemented commercial and consumer (retail) sales strategies, launched new products, built strong relationships and provided performance improvement consulting, training and support to 85 auto dealerships in 3 states. Organized sales territory, established prospecting targets, and devised effective sales strategies to capture new and continuing business. Developed and managed sales incentives and promotional budgets to grow market share.

Knoxville, Tennessee Area

Directed all Commercial and Consumer Sales and Credit operations in East Tennessee region. Managed operating costs and budgets. Negotiated with dealer clients and prospects. Developed business plans, forecasts, sales plans, operations analysis and reports for territory. Provided leadership implementing effective sales, and credit practices to grow while maintaining a sound lending/purchase policy and profitable portfolio. Personnel management of 50 employees. Client management of over 50 auto dealerships.

Miami/Fort Lauderdale Area

Promoted to aid the Latin American management team in developing and implementing new business operations and controls for locations throughout Argentina, Brazil and Venezuela. Project manager for establishing sound lending, collections and risk management practices with local management and suppliers. Implemented call center in Sao Paulo, Brazil working on site with cross functional team as project manager.

Dearborn, Mi

Entrusted with development and launch of new computer automated business application to support retail loan submission from dealership to branch offices. Utilized and applied risk analysis criteria and field experience in the creation of the new application. Delivered training to field personnel across North America on product features. Collaborated with IT partners in the development, testing, and launch of application and credit scoring model. Improved efficiency in branch operations by developing all launch materials and instituting a training program.

Previously held positions with FMCC include: Branch Operations Manager, Oklahoma City & Austin Branches; Dealer Account Manager & Dealer Credit Supervisor, San Antonio; Customer Services Supervisor & Credit Analyst, Austin Branch.

Bs, Biology, Chemistry

Mba, Business Administration

Additional Accounting Courses completed after MBA