Manish Mehta Email & Phone Number

Texas, United States

United States

• Determine profitability of potential programs for Lexus/Toyota models including impact of cost of funds, Residual Values, Subvention and other support; advise corporate partners on impact to profit and market share• Analyze, determine and present monthly profit changes across originations portfolio to executive management and outline key reasons for changes and potential opportunities; includes assessment of model mix change, Tier quality, term mix and market related impact• Optimize reporting and analysis process by developing automation via SAS, SQL and Tableau and provide business partners with both training and education on new reporting and tools• Determine reliability of existing methodologies and propose alternative solutions which provide a better assessment of overall profitability; partnered with Risk to develop corrected attrition curves which led to a more accurate view of lifetime expected profitability• Developed process to assess the true impact to profits of increased customer rates due to dealer subsidy and increase likelihood of charge off which led to potential savings of $25MM by modifying payout structure for customers with high advanced ratio (LTV)• Streamlined multiple manual processes via SAS/SQL which provided significant reduction in man hours, improved accuracy, transferability and speed of report generation; including Monthly Field Reports, Historical Subvention and Rate support, Residual Value comparison of actual vs. projected, overall profitability view of Finance, Insurance and Dealer Lending

Irving, Tx

• Reconcile historical losses and delinquency metrics from offline records to centralized DataMart across multiple businesses in GECA by partnering with business leaders and developing customized processes to ensure accurate data extraction and implementation for model calibration • Design, development and administration of transactional and analytical data constructs/structures across multiple production systems with records in the excess of 100MM+; includes customized programs and profiles of transactional data for each business platform • Build extraction methodology from portfolio management system (PMS) and enhance existing loss determination process to appropriate data and logic for divestiture strategy for Vendor/Corporate Finance portfolios • Formulate and developed appropriate logic via SAS/SQL to optimize programming processes which include data cleansing and fuzzy logic queries to match customer profiles across multiple databases • Provide cross functional solutions regarding portfolio risk inquiries and ensure reporting processes are repeatable, reliable and auditable; also identify areas for simplification/automation of processes and analytics

• Provided reporting, analysis, testing and enhancements for Comprehensive Capital Analysis and Review (CCAR) stress test; included collaborative efforts with data management team and external vendors; developed best practices and detailed process steps, validated reports and constant process improvement• Developed optimal strategies through Champion/Challenger testing on multiple strategic initiatives requiring deep dive analysis, tracking and measuring control vs. test groups, determining NCL impact and communicating findings and recommendations to senior management• Designed, communicated and interpreted test reads to key stakeholders for multiple initiatives; included definition of project, timeline, NCL/NPV forecasting, financial impact and cost/benefit analysis• Improved productivity and reduced expenses through automation of processes, performance dashboards, standardized decks and ad hoc reports through execution in SAS Graph/Macro, UNIX, Access and Pivot Tables• Led risk projects from inception to completion by determining business and operational requirements, developing implementation procedures and bridging business concepts with technical requirements• Generated data-driven business solutions, analytics and execution for loss mitigation strategies through complex analysis, modeling and reporting to minimize risk exposure and optimize revenue growth

Two-year management program involving Analytic, People Management and Project Management Roles with exposure to Operations across multiple Card-branded portfolios.After completing rotation, took position as a Senior Lead Analyst to support Strategic Collections Initiatives. Accomplishments during rotation:- Developed methodologies in supporting allocations of $80MM+ to Citi and partner portfolios by determining key drivers, collaborating with functional heads, presenting analysis and gaining buy-in from key stakeholders- Managed entire execution of SAS70 audit engagement between KPMG and Citi Cards by facilitating interaction between KPMG auditors and Citi Compliance teams and ensuring that deliverables were accurate and timely- Crafted technological methodologies to improve current processes, enhance productivity, and reduce FTE needs within a manual environment- Spearheaded project to drive performance/accountability through a P&L approach at agent, team, and site level

Summer Internship for Applied Materials during Graduate Study• Developed BCP scorecard which assessed the potential impact of disaster-related issues to AMAT suppliers by focusing on both financial and continuity of business impact• Assisted in business continuity planning efforts ensuring that up to date, tested contingency plans are in place for critical business units and their respective suppliers• Established the methodology and resources necessary to ensure an effective emergency response and business continuity plan and establish these philosophies within the business

- Managed multiple projects by defining requirements, procedures, standards, and traceability in collaboration with systems analysts and regional managers- Led all aspects of module transference, updating, and implementation into production release stage; monitor and ensure collection, process, and timeliness of all on-line deliverables- Conducted unit, systems, and integration tests within project life cycles; oversaw creation and distribution of customer requirement documents, designs, and unit test plans for numerous billing projects- Supervised all matters relating to creation and distribution of systems error report; collaborated with senior management on weekly MS Excel analysis report for New England Billing applications (five states). Promoted to oversee similar procedure for the eastern Verizon footprint (ten states)

Mba, Operations, It & Finance

Business Management, Information Technology & Finance