An SME Financial Consulting & eLearning - training enterprise for banks & NBFCs

Conducted live case-based workshops/ trainings on Basic & Advanced Credit, Agri Credit, SME Credit, Asset Liability Management, Risk in Retail Lending etc. for various banks & knowledge partners

  Responsible for sourcing new business as well as servicing and deepening existing relationships for a defined territory Handled portfolio of 35 mid-corporate customers with book size of INR 6000.0 million First point of interaction for new as well as existing credit customers for all their banking needs Processed Loan proposals for fund based and non fund based facilities like Working Capital, Term Loans, Export & Import Credit, Project Finance, Bank Guarantee, Letter of Credit etc.  Portfolio monitoring to ensure minimum delinquency Coordinating with other verticals of the bank like Credit, Branch Operations, Treasury etc. for client servicing Retained entire portfolio with nil takeovers and zero delinquency

Director - Dissiminare Consulting Pvt. Ltd. (minority stake)The Firm - Regd. Office: Kolkata [Major Stakeholder: Mr. Praloy Majumder - Visiting Faculty, IIM Calcutta] A training, consulting & placements start-up in financial domain (particularly Banking) Operations across the country; Base locations: Kolkata, Mumbai & Delhi Major Clientele: Axis, Kotak Mahindra, D&B, CLP India, UBI, Tata Capital, Reliance Capital, Bank of America, ICAI, IIM - Calcutta & Ranchi etcTraining Conducted workshops / trainings on Basic & Advanced Credit, Agri Credit, SME Credit, Asset Liability Management, Risk in Retail Lending for various banks & knowledge partners Have trained more than 1000 professionals (experience ranging from 2 years to 30 years) Impeccable knowledge & understanding of banking products for Working Capital, Term Loan, Fund / Non-fund Based facilities, Financial Analysis, Credit Appraisal, Note WritingConsulting Computation of Economic Internal Rate of Return (EIRR) as per ADB / World Bank guidelines for registration of renewable / energy efficient power projects with UNFCCC under Kyoto Protocol Clientele: CLP India, Laxness, Ernst n Young Developed an indigenous excel model for the computation for thermal as well as wind power projectsPlacements Providing skilled banking professionals to private sector banks Worked on a HR consulting Project with a private sector bank in India

 Scrutiny of Tax Returns for 1200 assessees & 20 services; Issuance & Maintenance of Service Tax Registration Processing of Refund/Rebate claims of Exporters of Services; processed more than 20 such claims each in millions of rupees; dealt with consulting firms like PWC, E&Y, and KPMG

 Credit (MSME & Agri), Operations, Microfinance, Government Loan Schemes Set-up & stabilize the first online branch at Bhinmal & market the newly introduced banking products

 Youngest employee of the bank; Started career in the banking industry at the age of 19 in 1998 Promoted to the post of Assistant Manager with top rank in 2003; Youngest in the batch Extensive exposure to various aspects of commercial banking in India