LendingUSA is a technology-driven financing solution that gives merchants the power to offer affordable financing to their customers - right at the point of sale. LendingUSA was recognized as the #1 “Emerging Lending Platform of the Year” of 2018 at Lendit for the company with the "greatest potential to impact the future of online lending."As a technology leader within the organization, my focus is to produce seamless synergy between organizational goals and empower cross-functional teams to collaborate towards optimizing our talent and capabilities. Product Development - Architect and provide leadership to the innovative technology platform for all aspects of the loan origination, sales, marketing and servicing process. Strategic Planning - Achieve and exceed organizational goals by identifying and prioritizing development initiatives and setting timetablesCollaboration - Establish governance processes to ensure that objectives are achieved risks are managed appropriatelySecurity - Design and execution of information security plan that protects organizational confidentiality and integrityPM - Establish and supervise the software development process setting objectives with measurable metrics and transparencyQuality - Establish and supervise a quality assurance process. Establish application deployment process and critical production systemsCustomer Service - Establish customer service and DevOps process. Establish tech driven process to support resolution of customer issues and improve application usability Ops and Compliance - Maintain up-to-date knowledge of industry trends, regulatory environments and emerging technologiesA sense of Humor and Compassion – Amid all these buzzwords, we tend to forget what we as social beings strive for; to be recognized and provide a sense of ownership and allay the fears of making mistakes. As a servant leader, a passionate and empowered team brings cheer, no matter what the season.

LendingUSA is a technology-driven financing solution that gives merchants the power to offer affordable financing to their customers - right at the point of sale. LendingUSA was recognized as the #1 “Emerging Lending Platform of the Year” of 2018 at Lendit for the company with the "greatest potential to impact the future of online lending."As the head of Servicing & Collections, my focus has been to lead high-performing customer service and collections team, leveraging the power of technology. Have valuable insights into risk-driven decisioning at origination, post funding data-driven analytics becomes much more pertinent. My role involves strategic decision making related to every customer interaction throughout their lifecycle, introducing products and tools suitable to handle lifestyles and credit situations. The ultimate goal being to help the company continue to evolve its business with the customer at the center of every interaction.

Collaborate with Industry peers and TransUnion's leadership to share insights and opportunities around the financial sector, emerging disruptors, challenges and best practices.

As a technology and Marketplace lending domain leader within the organization, my responsibility has been to identify complex business and technology problems and transform them to be enablers for the new generation marketplace and traditional lenders. From a strategic standpoint, leveraging the strength of Microservices as a way of designing software as suites of independently deployable services has been paramount to the overall strategy. My focus also has been to empower and nurture cross-functional teams for rapid provisioning, monitoring, application development, adopt cloud scale design patterns, cultivate a solid DevOps culture and nurture a culture which embraces change and consciously adopts it. So, what is the cure to Insomnia? Get comfortable with- .NET Core- NodeJS- MongoDB- Cloud Design Patterns- Mesosphere- Domain Driven Design - Microservices and related WebAPI- Docker- Javascript- Angular- React- Polymer- Rancher- AWS Lambda- Python- Test AutomationIf you are not asleep yet, try the following- Risk-based lending platform development- Identity Management- Device and Digital Identity- Fraud Identification and Prevention- Threat Detection- Authentication- Risk-based pricing, Rules and decisioning Engine- Document Management- ACH Processing- Loan Servicing- Collections ManagementAnd here comes the dose to ensure that you are fully asleep- Nurture and build a cohesive leadership team- Create and reinforce clarity - Communicate with team and set expectations- Empower, equip, RINSE and REPEATSo, what is leadership overall:Leadership is a process of interactive influence which maximizes the efforts of others toward the achievement of a greater good for the organization.

Sigma Infosolutions is a recognized leader in delivering proven business and IT solutions for SMB's and large organizations. We leverage decades of business process, vertical industry, and leading-edge technology experience to understand each organizations unique needs. From business strategy development through application deployment, we are committed to helping clients quickly realize measurable business value and achieve sustainable ROI.- Lead and manage industry practitioners in FinTech, Insurance, Mobility, Real Estate & Internet Retail by providing strategic direction and fostering cross team collaboration.- Develop a shared vision, know when and how to put together teams to solve problems.- Select and empower team members and individual assignments and influence others at all levels of the organization.- Identify Alliance relationships and leverage them for client success- Encourage high standards of performance and inspire teams to define new opportunities and continuously improve the organization

Sigma Infosolutions is a global IT & Product Engineering services company. Sigma Infosolutions specializes in the execution of strategic initiatives for business leaders. We represent an organization dedicated towards providing intelligent and reliable IT solutions for all your growing business needs. Sigma Infosolutions is headquartered in Irvine, CA has operations in India as well. The India Development Center is located in Bangalore and Ahmedabad. The company is expanding its network in other cities across India. We are an ISO 9001: 2008 & ISO 27001: 2005 certified company. Our expertise is in understanding vague requirements of businesses & transforming them into ROI based software solutions. Customization of solutions to meet individual business needs has been our biggest strength and most important reason for success. We provide a range of execution-oriented services to a diversified, global client base in a variety of industries.

- Research new technologies, prototyping- Innovation and Engineering Development- New Product Development - Link technologies to add value to businessTechnologiesProgramming: C, C++, Microsoft .NET (C# and ASP.net), Java, Grails, PHP, Python, Ruby on Rails (RoR), Node.jsDatabases: SQL Server, NoSQL (MongoDB, CouchDB, Cassandra, Hbase, Neo4j), MySQLFrameworks: WCF, WPF, Zend, MapReduce, JavaScript, jQuery, AngularJS, Kendo UIWeb Services: REST, SOAPPlatforms: Windows, Linux, Clusters, Mobile (Android and iOS)Others: Machine Learning, Computer Vision (OpenCV, OpenCL), Hadoop, GridGain, Cluster Computing, GPGPU Programming (CUDA, OpenGL, DirectX)

As a part of the Infosys Banking Group (EdgeVerve - Finacle) drove innovation which is powering 16.5 % of world’s banked population. The Finacle Banking Solution suite has been rated the industry leader by independent analysts for several years now. The solution suite comprises a comprehensive set of solutions to address a range of requirements for digital age retail banks. You can choose one or any combination of these componentized solutions to power your bank’s digital transformation at your own pace.Finacle is used by banks across 84 countries that serve over 450 million customers.Some of the functional areas that were developed are:- Core Banking- Online Banking- Mobile Banking- Digital Wallet- Analytics- Treasury- Payments - Loan Origination & Servicing- CRM Roles Included- Software Design & Architecture- Software Development- Requirement Analysis- Project Lead and ManagementFinacle was identified as a long term leader by Forrester for offering comprehensive banking functionalities. Finacle from Infosys was positioned as the leader in Gartner Magic Quadrant for International Retail Core Banking.IDC Financial Insights released in its new IDC MarketScape report, and noted Infosys-Finacle as a "leader". The solution is considered to exhibit high levels of strategic vision, demonstrable an ability to deliver functionality and support to their clients. Finacle Mobile Banking and e-Banking solutions were rated as ‘Best-in-Class’ for security and authentication capabilities and enterprise support, in a report published by CEB TowerGroup analystsFinacle was recognized as a leader among Omnichannel Banking Solutions.

Instrumentation and Controls, Software Control Systems, Distributed Control System, Project Planning and Co-ordination