Current Assignment - Fraud Analyst ( Detection ) Lead. Credit and Fraud Risk Management at SBI Cards based out at the corporate office at Gurugram handling Credit Card portfolio Fraud Risk Management.Previous Assignment - Regional Manager North for Cards and PL at IndusInd Bank based out at Gurugram, responsible for North Region RCU activities of Pre Acquisition prevention, detection and Post Investigation.Prior Assignment - Area Manager Credit Intelligence and Control - CIC ( Erstwhile RIC ) for Punjab and HP State in HDFC Bank for all Retail Asset , SME , RBG and Gold Loan Products for Pre Acquisition fraud Risk prevention and detection.Additional Responsibility - Product Risk Manager - Mortgages, in HDFC Bank from April'2022 to May'2023.Worked in Kotak Mahindra Prime as Collection Manager.Started Banking Career as Sales Manager for Auto Loan, Used Car Loan and PL with Kotak Mahindra Prime Ltd.Achievements*Awarded 03 Silver Star in HDFC Bank.*Awarded best Risk Manager in 2017-18, 2018-19, 2019-20, 2020-21 in HDFC Bank.*Awarded best supervisor in GPTW survey in HDFC Bank 2022*Awarded Mr. Dependable Award in HDFC Bank in 2023.*Employee of the year for least fraud loss 2017- 18 in HDFC Bank.Education# MBA Finance and Marketing from Sikkim Manipal University.# Honours Graduate from Calcutta University in Commerce.Skills and Strengths*Banking professional with 23 years of Experience in Risk, Collection and Sales.*People's Manager.*Experience in Risk Management,Strategy Building, System Controls, Policy and Process framing.*Liasining with Law Enforcement Agencies.* Well aware about legal framework in Banking.*Regulatory Compliance and Reporting.*Outsourcing Risk Management.*Vendor Management.*Skip Tracing.*Collection.*Sales and Marketing.