Sr Collection Officer
Current• To follow up and collect on all overdue, delinquent portfolio.• Negotiate with customer for settlement to bring them out with bank need.• Meet targets set on flow and delinquency rates• Handle number of call/contact (as per department set targets) & follow-up with customer’s who made commitment promise to pay• Act on Collection Reports initiated by Supervisor after his review and comments.• Prepare proposal and settlement letter for customers.• Request client to… Show more • To follow up and collect on all overdue, delinquent portfolio.• Negotiate with customer for settlement to bring them out with bank need.• Meet targets set on flow and delinquency rates• Handle number of call/contact (as per department set targets) & follow-up with customer’s who made commitment promise to pay• Act on Collection Reports initiated by Supervisor after his review and comments.• Prepare proposal and settlement letter for customers.• Request client to initiate for filing police case/ civil suit.• Entrust to go on field for arresting debtors or normal visit with debtors or management.• Ensure all field collection & visits are coordinated properly.• Identify un-contactable/skip customers and redirect these for filed visits.• Follow-up with employers for employee status, delay or no salary transfer/ESOB and follow up new documents, salary transfer (PF and SBF customers).• Send out confirmation letters to employers to confirm employment status and establish contact with the customer.• Send collection standard letters /SMS/Emails to un-contactable customers.• Manged staff accounts in their absence and provide good productivity.• Strong in handle – hard calls & collected from overseas customers.• Provide team leader / assistant manager with feedback on: Market Information and Acceptance criteria; as well as any other important information which will help streamlines the process & reduces credit risk. Show less