Manraj Kaur Email and Phone Number

I am a resourceful, customer-centric Senior Mortgage Underwriter with a portfolio of success delivering world-class service for banking institutions and credit unions in Canada and the United Kingdom. Over my career, I have cultivated proven excellence in underwriting, exercising appropriate judgment and authority in interpreting the company’s credit risk policy, and I effectively negotiate and resolve conflicts while adhering to risk management objectives. I am known for maintaining meticulous attention to detail when reviewing mortgage applications and legal documents while utilizing my skill in monitoring accounts for changes in risk levels or payment patterns that could indicate potential default. I am also technically proficient in MS Office, SalesforceMy areas of expertise include: Mortgage Underwriting | Mortgage Lending Programs | Broker Relations | Risk Assessments | Client Services Delivery | Regulatory Compliance | Team Player | Communication| Relationship Building | Stakeholder Management | Credit Analysis | Anti-Money Laundering | Report Writing | Presentations | Financial Services | Issue Resolution