Consulting business designed to support, private companies, and individuals with business strategies, financial structure, multi-currency alternatives, international trading (import/export), investment decisions, conflict resolution, organizational processes, and leadership development.

Every day, MMI helps thousands of people overcome their toughest financial challenges. Disclosures: moneym.org/legal

Responsible for working with Clients, Client Teams and Risk Management in structuring credits and treasury for relationships with international aspects.

Responsible for restructuring the International Lending and risk policies and for approving foreign exposure and international credits.• Led international AML compliance and reporting. Served on the AML Operating Committee responsible for AMl policies, monitoring, and exceptions approvals.

Reported to the head of commercial banking and led a team of 5 direct and 20 indirect reports. Responsible for building market share in a highly competitive atmosphere.• Coordinated Communication and activities across multiple business lines (business banking, real estate, private wealth, international private wealth, mortgage banking and retail branches.• Provided a public face for charitable activities of the bank.

Responsible for approving commercial credit exposure for South Florida, North Florida, and South Georgia. • Improved credit quality while increasing the loan portfolio.• Oversaw the execution of the underwriting team.• Primary consultant to peer risk managers across the franchise on international matters.

Led the team responsible for matching international treasury, transactions and credit capabilities with commercial and business client needs.

Responsible for matching international treasury, transactions, and credit capabilities with commercial and business client needs.• Coordinated activities with foreign exchange, foreign offices, operations, and AML.

Responsible for the Dealer Financial Services solicitation, structuring, underwriting, risk approval, monitoring (financial and collateral), and sales of credit and treasury to auto, RV, and Marine dealers across the US. • Primary leader of the team that structured credit to meet both client needs and risk management’s requirements.

Responsible for the growth of general industries business, leveraged lending, government contracts, international trade, and power utilities in the Commercial Banking Southeast/Mid-Atlantic regions. The organization consisted of 380 employees and a portfolio of $20B.• Served on several leadership committees to undertake recalibration of compensation packages.• Served on the committee that developed a strategic direction of the commercial division of the bank.

Delivered consistent double-digit growth in loan commitments, revenues, and profitability. The portfolio included a diverse client set.• Hired next-generation underwriting team with high capacity and long runways.• Coordinated activities to create synergies across the business lines.

Managed commercial relationships in South Florida involving public companies as well as private enterprises. Delivered consistent strong results and lead effort to build a portfolio of import/export companies.

Led 15 man business of electrical distribution exports under various contracts won in an open bid from several bilateral agencies including the United Nations Office of Procurement, Inter-American Development Bank, and several other European, Asian, and Middle-eastern development agencies. I was a minority equity owner.Concurrently served the primary ownership family with developing financial structures and strategies for several family businesses operating in the US and overseas. This activity included: merging 3 micro-breweries in Quebec, importing and retailing Nissan vehicles, Coca-Cola bottling in the Caribbean, and several real estate projects.

Led team that managed relationships with Foreign financial institutions, foreign corporations and US importers & exporters; also administered EXIM Working Capital and Medium Term programs.

Led client management team serving Hillsborough County. Tam started from scratch upon completion of the Sun Bank & Trust Company of Georgia merger.

Promoted from Credit Analyst to Credit Team leader to Client Manager. This bank was merged into First Union, then Wachovia Bank, then Wells Fargo.

Management trainee; graduated to Assistant Branch Manager in 3 months.