Maram A. Email & Phone Number

Saudi Arabia 🇸🇦

Oversee customer credit limits and temporary credit approvals, ensuring adherence to credit guidelines and conducting timely credit evaluations for both new and existing customers.Track incoming payments closely and collaborate with the sales team to address collection issues, holding regular weekly check-ins with regional teams to assess payment progress and resolve concerns.Review and update client agreements regularly to ensure all contracts are accurate, current, and aligned with organizational standards.Manage payment posting in the SAP system, ensuring proper documentation and reconciliation of all transactions.Monitor unpaid invoices and generate aging reports to assess payment trends and potential risks, keeping accounts up-to-date using reporting tools.Analyze credit risk for retail and distribution partners, establishing payment terms that support business growth while managing financial risk.Implement automated reminder systems to send timely payment prompts, employing a stepwise follow-up approach that escalates as necessary, including alerts for late fees or credit restrictions.Share regular updates on overdue accounts, maintaining detailed records of collection activities and outcomes to keep management informed on credit status and performance.

Saudi Arabia 🇸🇦

Administered comprehensive employee accounting functions, including asset management and payments, ensuring accuracy in financial records and compliance with organizational standards.Produced detailed financial reports, conducted in-depth general ledger (GL) analyses, and prepared monthly expense summaries for employee business travel, integrating these seamlessly into payroll disbursements.Managed and reconciled employee cash advances, ensuring timely settlement and accuracy in documentation, with thorough invoice reviews to maintain integrity in GL account tracking.Coordinated exit clearance processes for departing employees, verifying the return of company-issued assets and cash advances, while collaborating closely with HR to ensure efficient final settlements.Maintained accurate records of employee-assigned assets in the system, implementing robust tracking measures for accountability and operational efficiency.Developed and enforced updated travel expense and reimbursement policies, delivering employee training to ensure compliance and promote financial responsibility.Conducted targeted training sessions on company financial policies, reinforcing adherence to best practices and policies among employees.Oversaw withholding tax management, ensuring compliance with tax regulations and accuracy in the deduction process.

Led comprehensive investigations into sales-related matters, ensuring strict adherence to internal policies while identifying opportunities for process improvements.Developed and updated internal policies and procedural frameworks to enhance operational efficiency and minimize risk exposure.Conducted routine branch assessments, generating detailed post-visit reports and implementing follow-up actions to address any compliance gaps.Executed in-depth audits across branch functions, including cash handling, inventory control, staff adherence, and client interactions, focusing on identifying risk areas and evaluating branch performance.Produced analytical reports with actionable recommendations to improve branch compliance, collaborating with management to address operational discrepancies and drive continuous improvement.

Saudi Arabia 🇸🇦

Served as the primary client liaison, handling inquiries, providing property insights, and guiding clients through the sales process.Conducted market analysis to identify sales opportunities, track trends, and evaluate competitive pricing.Built and maintained a network of real estate partners, coordinated property viewings and events, and delivered sales performance reports to management.

Saudi Arabia 🇸🇦

Streamlined sales operations by managing schedules, meetings, and ensuring accurate documentation.Facilitated communication between sales teams, clients, and departments, refining proposals and collaborating with marketing and customer service teams.

Associate'S Degree, Completed 15 Hours Of Accounting

Bachelor’S Degree Of Science In Biology