Marcel Constantin Email & Phone Number

Ploiesti

Representing the company in its relations with third-party bodies: banks, clients, suppliers, auditors, fiscal and control authorities, City Hall and other authorities as well as setting up and maintaining an efficient operation of all departments.Organization of accounting department.Annual Budgets preparation, ensure submittal in time for the CEO approval and CFO approval on group level.Oversee the approval and processing of revenue, expenditure, and payments.Ensure and… Show more Representing the company in its relations with third-party bodies: banks, clients, suppliers, auditors, fiscal and control authorities, City Hall and other authorities as well as setting up and maintaining an efficient operation of all departments.Organization of accounting department.Annual Budgets preparation, ensure submittal in time for the CEO approval and CFO approval on group level.Oversee the approval and processing of revenue, expenditure, and payments.Ensure and implement finance, billing, and controlling procedures.Timely and accurately submitting reports to CEO and CFO on group level.Annual financial audit process as liaison with the external auditor.Analyzing operational issues impacting the business and recommending solutions. Show less

Ploiesti

Permanently follows the development of the customer portfolio and thecontinuous growth of its quality.Preparing credit documentation and submitting credit files for approval.Portfolio analysis in order to have overview of customer financial situationand identify possible strengths and weaknesses.Identify risk factors; propose financing structure, evaluating companiesfinancials - balance sheet trail balance and P&L account, cash flow.Carrying out the analysis of the… Show more Permanently follows the development of the customer portfolio and thecontinuous growth of its quality.Preparing credit documentation and submitting credit files for approval.Portfolio analysis in order to have overview of customer financial situationand identify possible strengths and weaknesses.Identify risk factors; propose financing structure, evaluating companiesfinancials - balance sheet trail balance and P&L account, cash flow.Carrying out the analysis of the client’s eligibility criteria specific to eachcredit product and analyses the economic – financial statement of the clientMaintaining a good relation with the existing clients and making the crossselling for the new productsAnalyze the market for identifying opportunities and establishes contactswith new clients and plans specific future activities Show less

Ploiesti

Conduct client negotiations aimed at setting up deals and credit facilitiesPromotes the bank’s products and proposes alternatives to the clients -cross-sellingPermanently follows the development of the customer portfolio and thecontinuous growth of its qualityPrepares preliminary risk evaluation analyses to be presented to the CreditCommitteeIssues periodical and requested reports regarding lending and other products

Ploiesti

Responsible to initiate, develop and maintain profitable business relationshipsand to ensure that clients are fully served;Conduct client negotiations aimed at setting up deals and credit facilitiesProactive in assessing financial needs of customers and providing solutionsEnsures cross sales, with the purpose of customer retention andimplementation of lending policies that meet the business plan approved atthe bank for maintaining the quality of loan portfolio

Ploiesti

Analysis of the documentation submitted by the customer;Elaboration, analysis and approval ot the credit documentation;Ensure promotion of the Bank's credit products to individual customers by identifying their needs;Elaboration of the credit files according to internal norms in force.

Ploiesti

Promoting the bank's financial products;Preparing, checking the documentation submitted the clients and introducingthe data in the system;Preparing and signing of auto leases contracts (via VB Leasing Romania).

Ploiesti

Promoting and selling products in accordance with company standards andpolicies;Establishing and developing a professional relationship with customers;Completing daily reports, Route Book in order to optimize the sales process;Cashing money within a specified time

Master, Management Of Administrative And Touristic Economic Systems

Specialization: Economic Systems Management, Tourism and Public Administration. Quality management services, human resources, business.

Economy, Economics

Degree in Trade, Tourism and Services General Economics

Fundamente De Baze De Date Sql/Mysql, Baze De Date

Notiuni fundamentale de baze de date: Instructiuni de manipulare a structurii unei baze de date, instructiuni de manipulare a datelor.

Public Procurment Specialist

Analiza Riscului In Activitatea De Creditare