Marcelo Pinheiro Email & Phone Number

State Of São Paulo, Brazil

São Paulo, Brazil

Independent member of the audit committee of Banco Citibank S.A. (prudential conglomerate).

São Paulo, Brasil

São Paulo Area, Brazil

São Paulo Area, Brazil

Responsible for the Risk Management Audit Area covering 21 countries in Latin America, with direct reporting line to the Chief Auditor-Risk. Acting in the elaboration of the risk matrix, audit plan, monitoring and development of team, audit reports, organizational climate, and budget. Coverage of Risk Management processes through 30 audits per year, including credit risk, market risk, operational risk, integrated risk management, model risk and ICAAP. Provide feedback and alignment on Risk Management issues to other audit groups.Achievement - implemented the internal audit Risk Management unit in Latin America, including hiring the team in several countries and complete diagnosis of internal controls, design a risk matrix of identified points, and implementing the annual audit plan.

São Paulo Area, Brazil

Responsible for the coordination of end-to-end Treasury and Markets audits for 21 Latin American countries, including Mexico, training and development of the team of 8 managers and vice presidents. Coordinate the interaction with the regional business line (Treasury, Market Risk and Finance). Preparation and management of regional audit plan for Treasury and Market Risk.Achievement - I led a team of review and identification of deficiencies and deviations in the products of Derivatives that generated significant losses. As a result, I have recommended corrective actions and improvements in operational and systemic controls to avoid future risks.

São Paulo Area, Brazil

Responsible for coordination and execution of Treasury and Markets audits for Latin American countries excluding Mexico - 20 countries, including market risk with reporting to the Regional Chief Auditor. Elaboration of risk matrix and work plans, as well as preparation of reports.Achievement - Acted in various investigations of frauds in the region, related to false trading portfolios, concession of real estate credit under construction program, and structured transactions with government agencies, among others. As a result, I have recommended corrective actions and improvements in operational and systemic controls to avoid future risks.

São Paulo Area, Brazil

Responsible for coordination and execution of Treasury and Markets audits for: Brazil, Argentina, Chile, Paraguay e Uruguay, with reporting line to Audit Director.Achievement - Implemented monthly meetings with key regional and global stakeholders, with information on audit plans, key risks, improvement points and possible impacts in other countries, significantly improving the follow-up of action plans.

São Paulo Area, Brazil

Supervision of the preparation of market risk controls, including calculation and reporting of Value at Risk and Interest Rate Exposures, volatility and correlation matrices calculation for all market factors, conduct stress test for Trading and Accrual portfolios, , credit risk factor calculation for derivatives transactions, monitoring of rate reasonability including mark-to-market rates, and coordinate the implementation of new policies and procedures. Model validation of financial models used in market risk and mark-to-market, and review and approval the corporate bank product programs to determine whether market risk have been identified, measured and controlled, in accordance with corporate policies.

São Paulo Area, Brazil

Supervisor the Risk Control Department, responsible for outstanding and credit controls, and preparation, control and monitoring of price and liquidity risks of Brazil Treasury unit Business.

São Paulo Area, Brazil

Manage Credit Administration Control Department, responsible for control of Credit Lines, Collaterals and Documentation for Corporate Bank deals.

São Paulo Area, Brazil

Responsible for booking and processing Finame (financing program for equipaments), and in charge of the control, reconciliations and monitoring loan operations unit.

São Paulo Area, Brazil

In charge of the unit responsible for controls, reconciliations and monitoring of loans.

São Paulo Area, Brazil

Responsible for preparation of loan agreements and custody of documentation.

Certified Board Member, Governance

Bachelor’S Degree, Economics