Marc Kipness Email & Phone Number

United States

•Extensive experience with Conventional, FHA, VA,Jumbo, Home Equity, HELOC•Licensed in Arizona, California, Colorado, Florida, Georgia, Illinois, Maryland, Michigan, Minnesota, Ohio, Pennsylvania, Virginia•Among the top producers for this large national player in the residential mortgage industry

Boca Raton, Fl

• Industry-leading Pricing and Turn Times • Minimal Closing Fees • Products include Reverse Mortgages, Commercial, Jumbo, Conventional, FHA, VA• Difficult files such as foreign nationals, low credit, high leverage condo financing, hard money • Detailed Underwriting and Loan Commitments on To-Be-Determined Properties

West Palm Beach, Florida Area

• Focus on purchase and refinance transactions throughout the US• Depth of Mortgage Products include a newly expanded Jumbo program, Conventional, FHA, VA and a number of the renovation programs - condo financing available up to 95%

• Top producer with First Choice Loan Services Inc, a wholly owned subsidiary of First Choice Bank headquartered in Morganville, NJ• Detailed product knowledge and expertise with conventional, FHA, VA and jumbo loans• Point person on transactions from origination through underwriting and post-closing • Provided leadership to the loan officer team, mentoring on customer service, sales techniques and underwriting guidelines

• Developed customized risk management programs for large real estate accounts• Evaluated commercial real estate portfolios and their insurance policies to identify exposures and gaps in coverage• Engaged prospective clients with a consultative approach and closed new property and casualty business • Assisted in the servicing of exisiting accounts and participated in special projects

• Top producer for Silver Hill Financial and Bayview Financial Holdings, LP, a multinational commercial real estate finance company• Closed over $200M in transactions over six year period, exceeding sales quotas and increasing production every year• Built quality book of business by developing and maintaining a network of relationships with the brokerage community• Point person on transactions from initial evaluation and presentation through closing, responsible for financial… Show more • Top producer for Silver Hill Financial and Bayview Financial Holdings, LP, a multinational commercial real estate finance company• Closed over $200M in transactions over six year period, exceeding sales quotas and increasing production every year• Built quality book of business by developing and maintaining a network of relationships with the brokerage community• Point person on transactions from initial evaluation and presentation through closing, responsible for financial analysis, modeling and overall risk assessment• Established and developed west coast offices (Las Vegas, NV and Denver, CO) to further the company’s national footprint• Led half-day seminars to brand company products, increase market penetration and forge new relationships Show less

• Core member of internet start up company that created a marketplace for raising equity capital for commercial real estate transactions• Responsible for the analysis, evaluation and due diligence of all financial and personal data prior to website presentation• Qualified and established relationships with online investors, developers and other real estate professionals• Completed design and testing of website for content, graphics, data integrity and functionality

• Extensive analysis and evaluation of commercial real estate properties to be conformed to rating agency standards and securitized in the CMBS market• Reviewed transactions from $2 million to $400 million that included retail, office, multi-family, industrial and hospitality properties• Responsible for detailed underwriting, due diligence and analysis of financials, leases, tax returns and third party reports • Prepared comprehensive presentations for committee review and loan… Show more • Extensive analysis and evaluation of commercial real estate properties to be conformed to rating agency standards and securitized in the CMBS market• Reviewed transactions from $2 million to $400 million that included retail, office, multi-family, industrial and hospitality properties• Responsible for detailed underwriting, due diligence and analysis of financials, leases, tax returns and third party reports • Prepared comprehensive presentations for committee review and loan approval• Assisted bankers with establishing and maintaining relationships with brokers, bankers and investors Show less

B.A., Economics

M.B.A., Finance