Leading the B2C Financial Services team at Telefonica Germany. E2E responsible for all consumer financial services and insurance products at Telefónica Germany as o2 Handyversicherung, other embedded insurance products and previously o2 Money (smart account aggregation app giving you insights in your financials and paying back interest in exchange for selected transaction details) as well as the identification and development of new products.

Heading the new B2C innovation department at Telefónica Germany. End2End responsibility for all B2C innovation activities besides the telecommunication business (non-telco / near-telco) within the company, especially o2 TV & Video, o2 Banking and the incubation of other new innovative product concepts and trials. Establishment of a structured end to end innovation process within Telefónica Germany

Leading the payment & banking products team at Telefonica Germany. Responsible for all payment & banking products at Telefónica Germany as o2 Banking (fully mobile bank account with benefits for o2 customers) and the identification and development of new payment & banking products.

Responsible for the development and deployment of new mobile financial and payment services at Telefónica Germany as mpass (Cross-MNO mobile payment in Germany of Telefónica Germany, Vodafone & Deutsche Telekom - www.mpass.de), the o2 Credit Card (www.o2.de/kreditkarte) and mPOS solutions. Management of banks, processors & other partners in the ecosystem. In-Life management and continous improvement of the live products.

Novum Bank (https://www.novumbankgroup.com/), formerly VoiceCash Bank, is a privately owned financial institution providing innovative payment services. VoiceCash controls the full value chain and is a one-stop-shop for MNOs/MVNOs and other non-financial players, offering white-label stored values solutions as Prepaid Cards, Gift Cards, Voucher Systems, e-Wallets as well as Online & Shop-based money transfer, processing services and others. Heading the product management team which is split into technical and business product management including financial planning. Responsible for product development based on market needs & trends, combined with the identification & acquisition of suitable partners. In charge for planning, development and implementation of product roadmap. Acting as gateway functionality between internal business driven departments, external partners, suppliers & customers and internal development department. Intensive cooperation with legal department regarding legal & compliance related aspects of the product as e-money setup, KYC or AML.Responsible for the development, deployment and launch of several new product lines including Online Money Transfer (http://www.voicecash.de/en/money_transfer/), Field Sales Money Transfer and several Prepaid MasterCard programs (e.g. http://www.voicecash.com/en/prepaid-card/)

Novum Bank / VoiceCash is a privately owned financial institution providing innovative payment services. VoiceCash controls the full value chain and is a one-stop-shop for MNOs/MVNOs and other non-financial players, offering white-label stored values solutions as Prepaid Cards, Gift Cards, Voucher Systems, e-Wallets as well as Online & Shop-based money transfer, processing services and others. Operational product management and product development including financial planning. Management of key product suppliers and partners. Definition of detailed requirements and specifications taking into consideration aspects of different departments. Product owner in the SCRUM environment. Responsible for scoping and defining new products and concepts. Working on drafting of new patent applications and revising of the existing portfolio.

VoiceTrust is the technological leader in the field of authentication solutions through voice verification. Having sold more than 1,800,000 licenses VOICETRUST has established itself as market leader, supplying the industry standard e.g. for password reset solutions VoiceTrust sets technological and security-relevant standards worldwide. Responsible for identifying new market segments and business opportunities of the core technology voice biometrics. Analyzing and evaluating of identified segments including financial and go-live analysis. Focus on driving the business opportunity around mobile financial services including identifying and implementing partner offerings for a pilot testing, leading to the spin-off of VoiceCash and a new round of funding. In charge of business development activities related to existing business partners, especially on evaluating and implementing services besides password management.

Project and Innovation Management for Interactive Television

Restructuring and Interim Management

Turnaround, Interim Management and Business Development

Project Management at BMW Group Research and Innovation Center