Marco Christensen Email and Phone Number
Stockholm County, Sweden
Marco Christensen's Location
Stockholm, Stockholm County, Sweden, Sweden
Marco Christensen's Contact Details
Marco Christensen work email
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- Valid
Marco Christensen personal email
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About Marco Christensen
I’m well experienced finance and bank Interim consultant with a long experience of loan administration, deposits, Debt collection, AR and people management. With my background from conforming and non-conforming loans I consider my self to have a more open attitude for lending than ordinary traditional lenders. With my long experience I possess a good portion of how things are done hands on. After leaving the banking business I have worked as Interim consultant in various new business areas where I was put far outside my normal comfort zone. It has given me new useful skills and made me more versatile. I easily adapt to new tasks and I'm always interested in learning new areas of business.I have high integrity, I'm direct in my communication and I deliver high quality in everything I do, with speed and accuracy. My language skills in Finnish, Swedish and English makes me very useful for a company operating in the Nordic countries. My personal interest in IT and computing makes me a perfect speaking partner between software developers and end users. Security, both physical and IT is also one of my interest areas.As a person I'm easy going, goal-focused, business oriented and inventive.Specialties: Business development analysis, Credit management, Security management, Structure & process rationalizations, Research and documentation, Mortgage loans, Consumer loans, Delinquent loans. Reporting and analysis of credit stocks and AR Controlling. Very good skills in computing and using IT knowledge to improve the business.
Marco Christensen's Current Company Details
Svenska Retursystem Ab
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Senior Credit Controller
Stockholm County, Sweden
- Website:
- retursystem.se
- Employees:
- 152
Marco Christensen Work Experience Details
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Senior Credit ControllerSvenska Retursystem AbStockholm County, Sweden
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Credit ControllerSvenska Retursystem Ab Aug 2024 - PresentStockholms Kommun, Stockholms Län, Sverige
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Acting Head Of Credit Control Finance NordicsKone Sep 2023 - May 2024KistaResponsible for the daily management of the Credit, Account Receivable, Billing departments in Denmark, Norway, Sweden and Finland.The role included full staff responsibility, system ownership, driving improvement projects, Credit decisions, monthly reporting and contact with external/internal service providers. Responsible for the daily management of the Credit, Account Receivable, Billing departments in Denmark, Norway, Sweden and Finland. The role included full staff responsibility, system ownership, driving improvement projects, Credit decisions, monthly reporting and contact with external/internal service providers.Skills: Accounts Receivable (AR) · Credit Analysis · Project Management · Billing Process · Order to Cash · SAP· Excel. -
Acting Country Credit Manager (Sweden)Schneider Electric Oct 2022 - Aug 2023Stockholm SwedenResponsible for the daily management of the Swedish Credit department.The role included Credit reviews and decisions, monthly reporting and contact with external/internal service providers. Responsible for the daily management of the Credit department, tasks related to Account Receivable and debt collection.The role included, system ownership, , Credit decisions, monthly reporting and contact with external/internal service providers.Skills: Accounts Receivable (AR) · Credit Analysis · Project Management · Billing Process · Order to Cash · SAP· My DSO Manager · Excel. -
Acting Head Of Order To CashKone Mar 2021 - Jun 2022KistaResponsible for the daily management of the Credit, Account Receivable, Billing and Order Administration departments in Denmark, Norway and Sweden.The role included full staff responsibility, system ownership, driving improvement projects, Credit decisions, monthly reporting and contact with external/internal service providers.
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Covid 19 Test Sample TransporterStockholm Healthcare Services (Slso) Nov 2020 - Mar 2021Stockholm, Stockholm County, SwedenTransporting covid 19 samples from various places in Stockholm County to laboratories for testing. Also helping out in the office with Excel related issues such as creation of forms, reports and other matters in order to speed things up and make the daily routines easier to handle. I chose to help out the Healthcare organisation instead of sitting at home since the consultancy market pretty much hit the bottom due to Covid.
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Senior Credit ControllerThe Goodyear Tire & Rubber Company Apr 2019 - Jan 2020Stockholm, SverigeResponcible for the Finnish portfolio regarding daily activities such as;-cash collection-cash alloction-general questions from customers-risk analysis of existing- and new customers’ balance sheet, P&L, cash flow and projections, credit rating agencies, entering information in credit evaluation system and updating and improving processes and policies.-monthly reporting during closing-debt collection-payment plans for customers in default-other miscellaneous tasks occuring on daily basis related to AR. -
Acting Ar & Credit Manager, NordicsSamsung Electronics Nordic Nov 2014 - Jan 2019Kista, StockholmResponsible for the daily management of the Credit Department with a goal to improve the credit analysis processes, daily risk analysis of existing- and new customers’ balance sheet, P&L, cash flow and projections, credit rating agencies, entering information in credit evaluation system, updating and improving processes and policies. The role included staff responsibility, system ownership, reporting and contact with external service providers. I was Included in the Credit Committee and Finance Department's management team. During my time at Samsung we improved the credit analysis process to be more efficient and risk minded. We also transferred AR to a Shared Service Center abroad. -
Acting Head Of Credit DepartmentVolkswagen Finans Sverige Ab (Publ) Aug 2013 - Feb 2014Södertälje, SwedenProject employment with focus on that the credit operations are conducted in accordance to local laws and regulations, that credits are granted by following good credit practice, monitored accordingly and debt collection is handled efficiently.Tasks consisted of:• Lead the department according to Volkswagen Financial Services management principles• Manage and improve credit processes• Responsible fort that International Organization Handbook regulations are implemented to the Local Organization Hand Book and monitor local regulations• Responsible for the daily operation of the credit department consisting of Credit analysis, Credit table and Collection department• Responsible for outsourcing partners; early KPI warnings• Responsible for Protection Needs Analysis (PNA) and Individual Data Processing (IDP)• Chairman of the Credit Committee• System ownership for Limes (limit handling system) and PreView (Credit management System)• Member of the management group• Regulatory and continuous reporting forecast and budget• Strategic planning of the departments’ development• Staff responsibility including, performance reviews, goals, salary and compensations• Systematic work environment responsibility -
Credit SpecialistBigbank Mar 2012 - Dec 2012Stockhom, SwedenProject employment with focus on starting up non-performing loans and collection processes based on the Swedish legislation and market practice. The job consisted of building up a basic work structure for a new Swedish branch, documenting all routines in writing and teaching local personnel in the main office in Estonia how to precede with various enforcement processes in Sweden.Responsible also for;-procurement and purchasing of a collection system (InkassoNet)-implementation, setup and parameterization of the collection system.-procurement and set up of e-identification systemThe employment also included identification and investigation of new geographical strategic business expansion opportunities in the Nordics. -
Senior Business Development AnalystBluestep Finans Ab Aug 2010 - Feb 2012Stockholm, SwedenProject employment focused on identifying and investigating geographical strategic business expansion opportunities.Core responsibilities consisted of investigating the regional banking and financial industry, its local bodies and authorities, their position and role on the market and possible existing competitors. In addition, existing deposit and lending products, processes, applicable laws, regulations and regulatory requirements were evaluated. Extensive geographic analysis considered social structures, labor laws, wage levels and economy.The project required self-direction, knowledge of the entire organization and a broad understanding of the financial industry. The ability to establish and maintain key external relationships was essential to the success of the project. The position reported to BlueStep’s CEO and the results of the project were published in English.
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Administrative Consultant And Project ManagerIris Hjälpmedel Ab Sep 2009 - Jul 2010Stockholm, SwedenMy duties as Administrative Consultant were to analyze the process flows in the business and suggest improvements document them in instructions and process charts and implement new routines. I also assisted in questions regarding physical security, fire protection, improvement of existing Intranet and with product photography for the existing ERP-system.Later on the mission changed into project management regarding implementation of a new ERP system (Jeeves). I was involved in the whole process from comparing various systems, setting up the specification of requirements, procurement of the final system to implementing it into the business. The implementation time was very short and therefore required accurate planning and delicate handling because the organization was small. It had to maintain current business at the same time as the new system needed to be tested. The project ended successfully one week a head the time schedule. -
Control & Reporting Manager Northern Region EmeaDell Global Financial Services Nov 2007 - Aug 2009Stockholm, Sweden•Member of the directorate•Responsible for controls and reporting within the NER region•Work very close with peers to create the Best Of Bread Controls and Reporting•Point of contact concerning OPEX and Headcount related to NER Financial Services•Advise peers about how to improve Controls and Reporting•Report on a weekly basis to the NER Financial Services Manager with status of Reporting and Controls of Financial Services NER•Ownership of all Controls and Reporting within NER Region•Work very close with Business Control Managers, Change the Business, Customer Experience, Financial Directors to improve Controls and Reporting.•Point of contact and point of escalations sales, contact for outsourcing partners -
Head Of CreditBank2 Bank Ab Jun 2005 - Sep 2007Stockholm, Sweden•Reporting directly to the CEO•Member of the directorate and responsible for the credit committeeIn charge of product- and system functionalities•In charge of internal policies and that the credit administration fulfill the demands of the authorities•In charge of internal price-fixing of loan interest and survey the interest exposure•In charge of internal training of credit handlers and develop and rationalize the credit handling processes in the credit department•In charge of vault and handling of the collaterals•Planning of the cash positions and how to invest them•Internal support in certain questions according the IT-systems•Personal administration: coaching, salaries, vacations etc.•Reporting and following up the operation with statistics•In charge of contact with external suppliers•In charge of the collection department
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Group Head Of SecuritySalusansvar Ab Apr 2000 - Jun 2005Stockholm, SwedenGroup Head of Security with responsibility for both physical security and IT-security in cooperation with the IT-manager. I was also responsible for the security of SalusAnsvar Bank AB with all the requirements that were attached to the banking business.Also security manager for SalusAnsvar Bank and chairman in the working environment committee as a representative for the SalusAnsvar Group from the employer’s side. -
Head Of CreditSalusansvar Bank Ab May 1999 - May 2005Stockholm, Sweden•As described above under Head of Credit for Bank2During a period I had two roles at the same time, one as Head of Credit for SalusAnsvar Bank and one as Head of Security for SalusAnsvar Group.
Marco Christensen Skills
Banking
Credit
Process Improvement
Management
Credit Risk
Credit Analysis
Team Leadership
Outsourcing
Mortgage Lending
Project Management
Project Coordination
Consumer Lending
Web Design
Microsoft Office
Loan Origination
Access
Outlook
Mortgage Underwriting
Project Finance
People Management
Ms Office Suite
Frontpage
Photography
Security Management
Residential Mortgages
Currency Exchange
Project Delivery
Process Flow Documentation
Commercial Lending
Photoshop
Photoshop Elements
Premiere Elements
Scuba Diving
Sailing
Film Editing
Languages
Rationalization
Efficiency Improvement
Credit Control
Personal Loans
Excel
Word
Powerpoint
Subprime Lending
Bridge Loans
Collections
Collection Systems
Cash Collection
Process Flow Charts
Accounts Receivable
Frequently Asked Questions about Marco Christensen
What company does Marco Christensen work for?
Marco Christensen works for Svenska Retursystem Ab
What is Marco Christensen's role at the current company?
Marco Christensen's current role is Senior Credit Controller.
What is Marco Christensen's email address?
Marco Christensen's email address is ma****@****one.com
What are some of Marco Christensen's interests?
Marco Christensen has interest in Web Design, Computers, Children, Travelling, Environment, Sculpturing, Scuba Diving, Art And Design, Photography, Carpenting.
What skills is Marco Christensen known for?
Marco Christensen has skills like Banking, Credit, Process Improvement, Management, Credit Risk, Credit Analysis, Team Leadership, Outsourcing, Mortgage Lending, Project Management, Project Coordination, Consumer Lending.
Who are Marco Christensen's colleagues?
Marco Christensen's colleagues are Joakim Johansson, Emmy Sherman, Monica Hultgren, Robin Persson, Andreas Bränström, Lucas Höjer, Patricia Sandberg Gomez.
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