Marco Nicoletti Email & Phone Number

Italy

Venice, Veneto, Italy

• IFIS Bank is an Italian Bank specialized in trade receivables, Corporate Loans, non-performing financial loans, tax receivables and retail time deposits. The Bank reported a 2023 Net profit of € 160m and Total Assets.
• Review approved loans/factoring policies to ensure that all legal regulations, required conditions, and Bank policies are met
• Manage the underwriting process from start to finish, including reviewing applications, conducting risk assessments, and making underwriting decisions.
• Prepare and present reports on underwriting activities to Senior management
• Advise the bank on the build-up of new international portfolio structure through the use of databases such as Duns and Bradstreet, moody's, etc.

Amsterdam, Olanda Settentrionale, Paesi Bassi

• Olenex is a Joint Venture by Parent companies Archer Daniels Midland (ADM) with a 2022 Turnover of € 101Bln and Wilmar International with a 2022 Turnover of € 73Bln.Olenex is one of the leading company in Europe.
• Responsible to build-up Olenex EMEA Portfolio from starting point. (2000+ Customers) with approximately EUR 1bln outstanding.
• Responsible to approve the Credit Limit requests up to € 10m providing Due Diligence and valuation models necessary to determinate appropriate Risk exposure.
• Act as a liaison between Senior Account Manager and Credit department to facilitate constructive process management regarding Credit decisions and provide Credit expertise as needed.
• Supervisor for the integration of external data acquired from Duns&Bradstreet and the internal ERP system JD Edwards.
• Negotiates and administers the collaterals such as Parent Company Guarantee/ Letter of Credit used to mitigate counterparty risk.

Venice, Veneto, Italy

Padua, Veneto, Italy

• Responsible for analyzing and evaluating the creditworthiness of Unionfidi's portfolio (1000 customers)
• Drafting monthly reports regarding change on company's risk. Assist the Account Manager and Financial Controller in understanding kPI, performance and revenues' trend in order to set a proper quantities, Prices and.
• Responsible for the process of issuing guarantees through the analysis of creditworthiness related of financial statements (Cash Flow Management, P&L, Repayments).
• Responsible for relations with Luxembourg trust companies for extraordinary corporate finance services.

Padua, Veneto, Italy

• Prepare financial analysis on prospective credit facilities.
• Assist in the preparation of any reports required from Credit Administration.
• Meet with customers to gather and review loan processing documentation
• Monitor our customers' performance by comparing actual VS budget results.
• Drafting of reports to identify new business areas with a low-rate of default in order to define the target of which company to be guaranteed.

Padua, Veneto, Italy

• Support the administration to collate information and make effective decisions contributing to the planning of work and activities ahead.
• Support the board of directors in P&L goals to achieve the results
• Managing and monitoring the monthly variances of each business unit.
• Analyze the financial and commercial development from operations, monitoring the single performance
• Carry out weekly reports to directors and assure to keeping company's budget.

Barcelona Area, Spain

• Developed relationship with small business customers.
• Working on market research related to Telecommunications field.
• Help the Customer services team to create a customized solutions in order to satisfy the client.
• Build new opportunities with the aim to expanding the Telefonica's Portfolio

Master Of Science - Msc Accounting And Finance, (Graduated 1 Semester In Advance)

- ECONOMICS OF FINANCIAL AND EXCHANGE MARKETS - ADVANCED TAX LAW A – BUSINESS TAXATION - ADVANCED TAX LAW B – INTERNATIONAL TAXATION AND.

Bachelor Of Business Administration - Bba, Business/Managerial Economics

- POLITICAL ECONOMICS - ENGLISH FOR ECONOMICS AND BUSINESS - BUSINESS ADMINISTRATION - ACCOUNTING AND FINANCIAL STATEMENT ANALYSIS - COST.