Marco Nicoletti Email & Phone Number

Italy

Venice, Veneto, Italy

IFIS Bank is an Italian Bank specialized in trade receivables, Corporate Loans, non-performing financial loans, tax receivables and retail time deposits. The Bank reported a 2023 Net profit of € 160m and Total Assets of € 13B.• Review approved loans/factoring policies to ensure that all legal regulations, required conditions, and Bank policies are met • Manage the underwriting process from start to finish, including reviewing applications, conducting risk assessments, and making underwriting decisions.• Prepare and present reports on underwriting activities to Senior management• Advise the bank on the build-up of new international portfolio structure through the use of databases such as Duns and Bradstreet, moody's, etc.

Amsterdam, Olanda Settentrionale, Paesi Bassi

Olenex is a Joint Venture by Parent companies Archer Daniels Midland (ADM) with a 2022 Turnover of € 101Bln and Wilmar International with a 2022 Turnover of € 73Bln.Olenex is one of the leading company in Europe involved in edible oils and fats, from commodities to specialties with a 2022 Turnover of € 4.5 bln.• Responsible to build-up Olenex EMEA Portfolio from starting point. (2000+ Customers) with approximately EUR 1bln outstanding.• Responsible to approve the Credit Limit requests up to € 10m providing Due Diligence and valuation models necessary to determinate appropriate Risk exposure.• Act as a liaison between Senior Account Manager and Credit department to facilitate constructive process management regarding Credit decisions and provide Credit expertise as needed.• Supervisor for the integration of external data acquired from Duns&Bradstreet and the internal ERP system JD Edwards.• Negotiates and administers the collaterals such as Parent Company Guarantee/ Letter of Credit used to mitigate counterparty risk.• Lead in review and evaluate of more complex Credit requests (Group Company) through meetings with the Head of Finance of major Olenex’s customers.

Venice, Veneto, Italy

Padua, Veneto, Italy

• Responsible for analyzing and evaluating the creditworthiness of Unionfidi's portfolio (1000 customers)• Drafting monthly reports regarding change on company's risk. Assist the Account Manager and Financial Controller in understanding kPI, performance and revenues' trend in order to set a proper quantities, Prices and Term of payment.• Responsible for the process of issuing guarantees through the analysis of creditworthiness related of financial statements (Cash Flow Management, P&L, Repayments). • Responsible for relations with Luxembourg trust companies for extraordinary corporate finance services.

Padua, Veneto, Italy

• Prepare financial analysis on prospective credit facilities.• Assist in the preparation of any reports required from Credit Administration.• Meet with customers to gather and review loan processing documentation• Monitor our customers' performance by comparing actual VS budget results.• Drafting of reports to identify new business areas with a low-rate of default in order to define the target of which company to be guaranteed.

Padua, Veneto, Italy

• Support the administration to collate information and make effective decisions contributing to the planning of work and activities ahead.• Support the board of directors in P&L goals to achieve the results• Managing and monitoring the monthly variances of each business unit.• Analyze the financial and commercial development from operations, monitoring the single performance • Carry out weekly reports to directors and assure to keeping company's budget.

Barcelona Area, Spain

• Developed relationship with small business customers.• Working on market research related to Telecommunications field. • Help the Customer services team to create a customized solutions in order to satisfy the client. • Build new opportunities with the aim to expanding the Telefonica's Portfolio

Master Of Science - Msc Accounting And Finance, (Graduated 1 Semester In Advance)

- ECONOMICS OF FINANCIAL AND EXCHANGE MARKETS - ADVANCED TAX LAW A – BUSINESS TAXATION - ADVANCED TAX LAW B – INTERNATIONAL TAXATION.

Bachelor Of Business Administration - Bba, Business/Managerial Economics

- POLITICAL ECONOMICS - ENGLISH FOR ECONOMICS AND BUSINESS - BUSINESS ADMINISTRATION - ACCOUNTING AND FINANCIAL STATEMENT ANALYSIS - COST.