Marcus Hubbard Email & Phone Number

Tampa, Florida, United States

Tampa/St. Petersburg, Florida Area

• Perform due diligence reviews on all loans types (Agency/Non-Agency, Conventional, FHA/VA etc...)• Assess loans for discrepancies and/or misrepresentation.• Review loans to ensure compliance with Section 32 HOEPA, Anti-Predatory Regulations and State required disclosures.• Provide testing for Finance Charges, APR Under/Over Disclosures and APR Re-Calculation.• Audit all pertinent documents, ie. Appraisals, Underwriting Decisions, Loan Applications, Income and Asset documentation.

Tampa/St. Petersburg, Florida Area

Treasury and Securities Client Service Officer . Responsible for various client service, relationship management and operational control activities for a broad spectrum of Treasury clients, mostly in the top revenue tier. Provide implementation and maintenance support on a wide range of treasury service products • Handle all transactional and/or maintenance calls and emails by maintaining a thorough knowledge of the policies and procedures and all systems in order to assist the client and manage escalated issues• Facilitate training for clients on new products and services Home Lending Sr. Processor • Procure verification of credit items including employment, asset information, rental history, credit reports • Liaison with third party vendors (appraisal, title, insurance, etc) to review for any discrepancies and obtain necessary documentation for loan approval • Analyze and interpret financial data to fit established parameters set by the industry • Review documentation and provide conditions for loan approvals needed to comply with underwriting guidelines: borrower documentation, credit, and collateral documentation • Proficient in understanding and the uses of computer programs and systems for the tracking and processing of loans • Ensure all necessary disclosures (state, federal and company specific) are provided to client as required and in a timely manner Conventional Mortgage Underwriter • Promoted to conventional underwriting with National Underwriting Lending Authority from loss mitigation underwriting which entailed reviewing and analyzing borrower documentation to determine income and repayment capacity • Provided credit/underwriting guidance to internal and external processing personnel and mortgage banking partners • Ensure loans comply with all Federal, State and local statutes and met investor guidelines • At the request of upper management, would participate on research projects related to loan level and credit policy issues

Verizon Business solutions