Mainstay Capital is dedicated to serving the community with honesty and transparency.Fee-onlyMainstay Capital is a fee-only financial planning firm that provides comprehensive wealth management services. In short, we advise on and manage your investments for a flat fee that is easily calculated on a handheld calculator. Some other firms may say they charge less, but they pack the fees into the price of their "wrap" products, making it impossible to calculate how much you're paying, and for what. They may sell you "products" that aren't in your best interest. We don't. That is the difference between fee-only and fee-based.​FiduciaryWe serve a fiduciary duty, meaning we are required to act in the best interest of our clients. We put our client's needs, wants, and interests above our own. Clients pay a flat fee for the peace of mind that we have no incentive to steer them in the wrong direction.Certified Financial PlannerAs a firm policy, we employ CFP® qualified advisors who have made an oath to abide by a code of ethics as part of their designation. The Certified Financial Planner Board of Standards Inc. awards CFP® certification to individuals who meet the board’s requirements for professionalism in financial services.To gain certification, a financial advisor must pass the 7 hour CFP® Certification Examination, have a minimum of three years of client-facing experience, acquire the fundamental coursework in financial planning, and agree to abide by the CFP Board’s Code of Ethics and Professional Responsibility. Many consider this the Gold Standard in the Financial Advising community.

We are a global network of Certified Financial Planners™ committed to empowering workforces and communities worldwide with equal access to financial guidance. We specialize in providing personalized, 1:1 guidance no matter the location, background or compensation. We collaborate with employers to provide them with the tools and resources needed for financial wellness conversations, plans, and services.

Financial Counselor (72 months)Responsible for financial counseling of Sailors. Conducted regional training on financial topics, including investments, insurance, cash flow planning, tax planning, and retirement.Detachment Leading Petty Officer (22 direct reports) (12 months)Mid-level executive; trains, evaluates, and counsels 22 personnel, managing the pay records of 2800 servicemembers. Recognized as #1 of 90 highly competitive First Class Petty Officers for Q4 2019.Disbursing Officer (12 months)Executive position with a staff of 12 personnel. Maintains military personnel financial records, including payroll, travel allowances, and reimbursements. Applies regulations in the computation of pay, deductions, and reimbursements; management of records; prepares payroll; and verifies dependency applications and leave documents. Managed $6M revolving budget.Certifying Officer (12 months)Reviewed and certified vouchers for payment on behalf of the US Government. Ensured compliance with regulations and law.Travel Supervisor (12 months)Audited and approved travel vouchers for payment. Managed advances and lines of accounting for fiscal reporting. Led team of 4. Awarded SPOT Navy Achievement Medal for taking average payment delay from 120 days to 7 days.Shipboard Administrative Staff (24 months-DDG)Advanced small arms weapons training. Anti-terrorism training team. Managed onboard financial servers. Supervised 4 subordinates; audited mortgage agreements and COLA documents: audited dependency documents; banking: verified certificates of deposit and audited checks for public vouchers; audited travel claims; prepared gain or loss documents; monitored leave and entitlements.Overseas Administrative Staff (24 months-Bahrain)Manning coordinator; movement and staffing of 350 personnel. Briefed N1 of the Navy resulting in PCRON being selected as #1 priority placement for the entire Navy.