Margarito Hernandez

Margarito Hernandez Email and Phone Number

Founder & CEO @ Opulent Capital Group, LLC| NMLS License, BS Finance @
Margarito Hernandez's Location
Edmonds, Washington, United States, United States
Margarito Hernandez's Contact Details

Margarito Hernandez work email

Margarito Hernandez personal email

n/a
About Margarito Hernandez

I'm the Founder & CEO of Opulent Capital Group, LLC, where we guide businesses of all sectors (Commercial Real Estate, Green Energy, Manufacturing, Hospitality, O&G, Aerospace, and more) secure the capital they need to thrive. We partner with our clients to understand their goals and dreams, then craft financing solutions to turn them into reality.I am passionate about building and maintaining long-term relationships with customers, prospects, and referral sources, and driving individual and team results related to assigned metrics and goals. I have successfully managed and overseen a $300M book of business, $100M in deposits, and $200M in loans, and engaged in outbound calling activities to generate new business opportunities. I have also partnered with business or commercial bankers to provide expertise in business deposits and related services. My skills and achievements have earned me recognition as Banker of the Year and Quarterly Pinnacle.

Margarito Hernandez's Current Company Details
Opulent Capital Group, LLC

Opulent Capital Group, Llc

Founder & CEO @ Opulent Capital Group, LLC| NMLS License, BS Finance
Margarito Hernandez Work Experience Details
  • Opulent Capital Group, Llc
    Chief Executive Officer
    Opulent Capital Group, Llc Jun 2024 - Present
    I'm the Founder & CEO of Opulent Capital Group, LLC, where we guide businesses of all sectors (Commercial Real Estate, Green Energy, Manufacturing, Hospitality, O&G, Aerospace, and more) secure the capital they need to thrive. We partner with our clients to understand their goals and dreams, then craft financing solutions to turn them into reality.
  • Robinson & Co Banking
    President Of Capital Markets
    Robinson & Co Banking May 2023 - Jun 2024
    Seattle, Washington, Us
    Robinson & Co arranges financing for businesses across almost every industry, including startups. Our team of bankers are adept at structuring diverse financingsolutions tailored to meet the specific needs of our clients. Our core business model is brokering and negotiating financing for companies and real estate investors.
  • Robinson & Co Banking
    Vice President
    Robinson & Co Banking Feb 2023 - Jul 2023
    Seattle, Washington, Us
  • First Citizens Bank
    Vice President, Financial Sales Manager Ii
    First Citizens Bank Jun 2022 - May 2023
    Raleigh, North Carolina, Us
    ➤ Successfully managing sales efforts and associates in a branch location while overseeing branch operations related to commercial banking and small businesses. ➤ Efficiently managing and overseeing a $300M book of business, $100M in deposits, and $200M in loans. ➤ Engaging in outbound calling activities to generate new business opportunities while partnering with business or commercial bankers to provide expertise surrounding business deposits and related services. ➤ Driving individual or team financial, production, and relationships results related to assigned metrics and goals. ➤ Successfully engaging with customers, prospects, and referral sources through proactive and responsive outreach. ➤ Representing the bank community to generate additional business and identify potential CRA opportunities. ➤ Managing performance and personnel functions for the team, including overseeing operations while executing strategic plans to deliver results and create value for the customer. ➤ Providing accountability, individual expectations, and one on one feedback that supports associate development while driving the successful achievement of company goals. ➤ Facilitating and maintaining collaborative partnerships to provide value for customers, prospects, and colleagues, including initiating conversations to identify sales or referral opportunities. ➤ Consistently complying with all regulations, policies, and procedures to manage risk related to credit, operational, and regulatory aspects of customer transactions.
  • Pacific Premier Bank
    Vice President, Senior Branch Manager
    Pacific Premier Bank Sep 2019 - Jul 2022
    Irvine, Ca, Us
    ➤ Steered a vision for growth by leading innovative strategies while managing a $200M book of business and uncovering $100M worth of lending opportunities and 5M in deposits over just 2 years. ➤ Orchestrated strategic management decisions eliciting consistency of bank policies and procedures by assuring bank policies adherence at all times➤ Championed a strong selling and closing techniques by fueling training, coaching and motivating multifaceted staff➤ Maximized sales of Bank products to new/existing business (B2B) and customers (B2C) amplifying individual and branch goals➤ Infused a superior and transformative leadership by developing and leading innovative business strategies and campaigns to create a cohesive environment focused on excellent client experience➤ Captured bank sales by amplifying excellent customer service and strategically engaging in outbound sales call and oversees the outbound sales call activities of branch staff➤ Transformed inspirational leadership to branch staff by providing training, coaching and motivating staff to effective selling and closing techniques➤ Spearheaded the overall operational integrity of the branch, consistently provided support for multifaceted operations, ensured consistent adherence to policies, procedures, and regulations while amplifying a satisfactory operating environment.➤ Significantly amplified customer satisfaction across the branch by instigating a data-driven client experiences and leveraging innovative and impactful methods through trainings of customer service, security and technical staff. ➤ Streamlined reviewing and verifying reports while enforcing operational controls cognizant of risk management➤ Championed in ensuring that negotiable instruments and cash were accounted for by adherence to proper security policies and procedures while enforcing dual control when indispensable.
  • U.S. Bank
    Dual Center Branch Manager
    U.S. Bank Sep 2014 - Sep 2019
    Minneapolis, Mn, Us
    ➤ Clinched a loan portfolio of $55M and deposit portfolio of $85M➤ Championed wide lens of leadership by guiding and developing a team of six, amplifying top performance levels and transcend all quotas➤ Recognized and honored three times as the Employee of the Quarter Service award in the year 2018➤ Captured prospects for new loans with 100 cold calls week➤ Catapulted and cultivated a growth-oriented team by orchestrating team coaching session, delivering innovative strategies steering vision for growth to increase customer sales➤ Catapulted a 30% increase in annual revenue and augmented 50% overall annual sales by accelerating quality process improvements and galvanizing client relations➤ Solidified relationships with both new and existing clients fueled by effective communication➤ Fueled remarkable sales of bank products, clinched new business, operations, customer service and teller activities at banking center and collaborated with regulatory compliance, internal policies and procedure➤ Proficiently prepared month-end reports for senior managers and maneuvered a way to smoothly identify and resolve problems that may emerge➤ Strategically implemented, processed, closed and administered customer loan proposals while maneuvering prospecting techniques to spot prospective clients and employing every opportunity to sell financial services➤ Championed in effective self-directed environment functioning with minimal supervision and demonstrated a natural talent for conflict analysis and resolution.
  • Fifth Third Bank
    Dual Center Branch Manager
    Fifth Third Bank Mar 2012 - Sep 2014
    Cincinnati, Ohio, Us
    ➤ Led a growth-oriented branch team of 15 customer service representatives and three personal bankers, successfully meeting deadlines by managing individual and team tasks fueling a competitive positioning➤ Proficiently crafted strategies to develop and expand existing customer sales, emerging in 150% increase in annual sales, augmented a friendly and professional customer experience➤ Galvanized and secured compliance with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act➤ Championed in providing exceptional experience and maintained productive relationships with area small business.
  • Fifth Third Bank
    Licensed Professional Banker
    Fifth Third Bank Mar 2011 - Mar 2012
    Cincinnati, Ohio, Us
    ➤ Proficiently educated customers on all financial products by providing offering knowledge➤ Strategically cultivated and built relationships with new customers to ensure an overall satisfaction and loyalty➤Significantly constructed innovative financial resolutions to solidify meeting customer needs➤ Recogized and awarded as top sales performer.
  • Chase
    Licensed Personal Banker
    Chase Aug 2009 - Oct 2010
    New York, Ny, Us
    ➤ Led the development of innovated financial solutions to meet customer needs and create competitive edge➤ Strategically evaluated client's financial situations to develop strategic financial planning solutions while meeting with clients to open accounts with cross-sale ration of 4.0 products opened

Margarito Hernandez Skills

Credit Analysis Banking Retail Banking Mortgage Lending Credit Consumer Lending Loans Commercial Lending Commercial Banking

Margarito Hernandez Education Details

  • Purdue University
    Purdue University
    Finance

Frequently Asked Questions about Margarito Hernandez

What company does Margarito Hernandez work for?

Margarito Hernandez works for Opulent Capital Group, Llc

What is Margarito Hernandez's role at the current company?

Margarito Hernandez's current role is Founder & CEO @ Opulent Capital Group, LLC| NMLS License, BS Finance.

What is Margarito Hernandez's email address?

Margarito Hernandez's email address is mh****@****ank.com

What schools did Margarito Hernandez attend?

Margarito Hernandez attended Purdue University.

What skills is Margarito Hernandez known for?

Margarito Hernandez has skills like Credit Analysis, Banking, Retail Banking, Mortgage Lending, Credit, Consumer Lending, Loans, Commercial Lending, Commercial Banking.

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