Maria Butt Email & Phone Number

United Arab Emirates

Dubai, United Arab Emirates

During my six-month tenure at Royal Citadel Marketing Management, I worked as a Sales Representative (telesales) , in Stock Market. As part of my role, I successfully fulfilled the company targets related to client deposits.In my position, I utilized telesales techniques to engage with potential clients and promote the stock market shares of various prominent companies. I effectively communicated the benefits and advantages of investing in these shares, aiming to generate interest and… Show more During my six-month tenure at Royal Citadel Marketing Management, I worked as a Sales Representative (telesales) , in Stock Market. As part of my role, I successfully fulfilled the company targets related to client deposits.In my position, I utilized telesales techniques to engage with potential clients and promote the stock market shares of various prominent companies. I effectively communicated the benefits and advantages of investing in these shares, aiming to generate interest and encourage clients to deposit funds.During my time at Royal Citadel Marketing Management, I gained valuable experience in the field of sales and developed strong skills in telesales. I honed my ability to persuade and influence clients, while also maintaining a high level of professionalism and customer service.Responsibilities:Outbound CallsProspect and lead generationProduct knowledgeSales presentationsRelationship buildingCompliance and regulationsClosing salesFollow-up and account managementSales reportingContinuous learningTeam collaboration Show less

Punjab, Pakistan

As a Credit Analyst with three years of experience in Bank Alfalah, I have developed a strong understanding of credit analysis principles and procedures. I am skilled in evaluating the financial stability and creditworthiness of individuals and businesses applying for loans. My expertise lies in conducting thorough financial statement analysis, assessing credit risk, and making informed recommendations for loan approvals.Responsibilities:Credit Evaluation: Conduct detailed… Show more As a Credit Analyst with three years of experience in Bank Alfalah, I have developed a strong understanding of credit analysis principles and procedures. I am skilled in evaluating the financial stability and creditworthiness of individuals and businesses applying for loans. My expertise lies in conducting thorough financial statement analysis, assessing credit risk, and making informed recommendations for loan approvals.Responsibilities:Credit Evaluation: Conduct detailed analysis of financial statements, tax returns, credit reports, and other relevant documents to assess the creditworthiness of loan applicants.Risk Assessment: Evaluate potential risks associated with loan applications, considering factors such as industry trends, economic conditions, collateral, and borrower's payment history.Financial Analysis: Analyze financial ratios, cash flow patterns, profitability, and liquidity to determine the borrower's ability to repay the loan.Documentation: Prepare comprehensive credit memorandums summarizing the borrower's financial situation, highlighting key risks and mitigating factors.Loan Recommendations: Present findings and recommendations to senior management or loan committees, providing a clear and concise analysis of the borrower's creditworthiness.Compliance: Ensure adherence to regulatory guidelines, bank policies, and credit risk management frameworks.Ongoing Monitoring: Monitor the performance of existing loan portfolios, reviewing financial statements and conducting periodic credit reviews to identify early signs of deteriorating credit quality.Collaboration: Collaborate with relationship managers, underwriters, and other stakeholders to gather necessary information and ensure a thorough evaluation of loan applications. Show less

Punjab, Pakistan

I have two years of experience working as an accountant at Allied School. During my time there, I gained valuable knowledge and skills in financial management, bookkeeping, and auditing. I was responsible for maintaining financial records, preparing financial statements, and ensuring compliance with accounting principles and regulations. My tenure at Allied School allowed me to develop strong analytical and problem-solving abilities, attention to detail, and effective communication skills… Show more I have two years of experience working as an accountant at Allied School. During my time there, I gained valuable knowledge and skills in financial management, bookkeeping, and auditing. I was responsible for maintaining financial records, preparing financial statements, and ensuring compliance with accounting principles and regulations. My tenure at Allied School allowed me to develop strong analytical and problem-solving abilities, attention to detail, and effective communication skills. Overall, my experience as an accountant at Allied School has equipped me with a solid foundation in accounting principles and practices, making me a valuable asset to any organization.Responsibilities:Financial Record-Keeping: Maintain accurate and up-to-date financial records, including accounts payable, accounts receivable, general ledger entries, and bank reconciliations.Financial Analysis: Analyze financial data to identify trends, discrepancies, and opportunities for cost savings or revenue generation.Budgeting and Forecasting: Assist in the preparation of budgets, financial forecasts, and variance analysis to help guide financial decision-making.Financial Reporting: Prepare timely and accurate financial statements, reports, and presentations for management, auditors, and other stakeholders.Tax Compliance: Ensure compliance with relevant tax laws and regulations, including the preparation and submission of tax returns and supporting documentation.Internal Controls: Implement and maintain internal control procedures to safeguard company assets, prevent fraud, and ensure financial accuracy.Payroll Processing: Oversee payroll activities, including calculations, deductions, and timely payments to employees.Audit Support: Collaborate with auditors during internal and external audits, providing necessary documentation and explanations as required. Show less

Ca (Continue), Accounting And Finance

I am a dedicated student pursuing the Chartered Accountancy (CA) qualification. Al-Humdu-Lillah I have successfully completed the 1st.

Bachelor Of Commerce - Bcom, Business/Commerce, General, A+

I have completed my Bachelor of Commerce degree and I am eager to explore various opportunities in the field of commerce. Throughout my.