Maria Gallardo Email and Phone Number

United States Department of Energy Security Clearance - L clearance, activeDirect the OMB A123 Financial Management Program, enhancing financial risk mitigation, compliance, and internal control systems across Sandia National Laboratories.Conduct annual financial risk assessments, ensuring strict adherence to DOE guidelines and reducing data discrepancies.Provide critical financial attestations, supporting executive decision-making processes.

Establish the Small Business Recovery Programs (loan and grant), by implementing the governing rules and policies. Use fraud fighting tools, investigative processes, and training to prevent over $3.5 million in financial fraud.Work in a project manager role to ensure successful deployment of the system, resources, and application.Hire, train, and coach new and current employees to ensure accurate review of applications and communication with applicants.Work with vendors to build the application for the programs to ensure it captures the rules and policies that govern the programs. Work to assign applications by understanding the strengths, weaknesses, and capacity of staff. Successfully manage a staff of twenty-four people and ensuring their success and promoting individual learning.2020 and 2021 Recovery programs completed without any audit findings.

Work in a financial advisory role with applicants to establish financial capacity of revenue streams and viability of projects. Prepare computerized debt service schedules; determine timing, maturity dates and cost structures for loans. Make recommendations related to tax exempt or taxable loan formats; ensure compliance with current program policies, IRS tax rulings, arbitrage requirements, refunding and refinancing guidelines during financing process. Make recommendations to Board members to approve, deny, or modify applications based on applicant’s financial condition. Monitor status of market interest rates; prepare reports and reviews of rates for presentation to the Authority Board.

• Underwrite and analyze customer’s loan applications for approval.• Maintain, transact, and analyze large accounts, like counties and government entities. • Meet and exceed monthly and quarterly sales goals.• Analyze and report current financial data for customers. • Analyze accounts and current financials to create file for loan approval.• Improve financial status by analyzing results, monitoring variances, and recommending actions.• Recommend actions and loan approvals by analyzing and interpreting financial data and capability of loan repayment.

• Manage, coach and train employees, as well as help them develop and grow.• Hire, coach, develop, perform annual reviews, and terminate employees. • Provide excellent customer service while helping to meet monthly branch sales goals.• Solely responsible for the successful audit of the branch, always passed the audit review without any findings. • Increased branch productions and sales by 27% (2011-2012).

• • Train, mentor and coach new and experienced tellers for better performance.• Solely responsible for crucial tasks in the branch, like balancing all cash for the branch and the main cash vault.• Participate with other managers in hiring processes and employee counseling.• Ensured a successful audit year over year without any findings.