Maria Kolba Email & Phone Number

Charlotte, Nc, Us

Detroit, Michigan, Us

Credit Underwriter Analyzed and interpreted documentation required to support credit decisions and ensure maximum loan quality within product guidelines. Exceeded service level standards while maintaining accuracy to achieve final sign off authority within 3 months. Completed multiple tasks and exceeded production goals under aggressive time constraints. Communicated proactively with team members and strategic partners consistently earning five-star Stella customer service rating and peer recognition awards. Maintained meticulous attention to detail in underwriting, evaluating financial strength of borrowers and determining risk and repayment capacity, including advanced level self-employed (sole proprietor, partnership and corporate) document approval and risk assessment with no audit findings. Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals, maintaining compliance with lending, underwriting, and government requirements. Demonstrated exceptional follow-through and communication across divisions throughout underwriting process phases, ensuring deadline achievement. Applied conflict resolution skills as well as sense of urgency in delegation, multi-tasking, and prioritizing pipeline, meeting deadlines and organizational standards, reinforcing positive internal and long-term partner relationships.Completed 9-Week Intensive Credit Underwriting Training Program, Rocket Mortgage: Passed comprehensive exam and performance audit with 100% accuracy, including advanced Self-Employed Underwriting Certification Campus Mortgage Certificate: Mortgage Underwriting

Senior Mortgage Consultant Captured opportunities via inbound calls and leads through Velocify CRM. Prequalified and utilized mortgage knowledge to educate consumers on mortgage qualifications and set proper expectations of mortgage documents required for loan approval. Brought Subject Matter expertise in VA, FHA, and Conventional loan programs, providing customer with best program for achieving individual mortgage goals with 100% preapproval rate. Directed pipeline proactively, working in synch with all team members, ensuring consistent deadline attainment.

Charlotte, Nc, Us

Mortgage Consultant Serviced primary branch in building relationships with internal / external strategic partners to initiate and secure mortgage originations. Educated clients and team members on mortgage guidelines and program changes. Recognized by leadership and staff for superior mortgage expertise, resulting in request to cover 7 additional branches due to increase in quality preapprovals and closed units.

Providence, Rhode Island, Us

Led strategic direction of 9 branches while ensuring regional plans aligned with business objectives. Trained new recruits in mortgage qualifying, agency guidelines, identifying red flags and utilizing D/U and L/P to proactively underwrite quality preapprovals, building high-performing team of mortgage professionals. Streamlined mortgage pipeline processes from 6 weeks to 3 weeks by leveraging data utilization, maximizing communication and efficiency across all departments.

Master'S Degree, Adult Education Emphasis On Corporate Training

Associate Of Arts And Sciences - Aas, Sales Marketing And Managment

Associate Of Arts And Sciences - Aas, Finance And Financial Management Services

Bachelor'S Degree, Business Management, Finance And Economics