- Executive with more than 20 years of experience in financial area: Credit, Collection, Treasury and Sales Administrative in large multinational companies operating in chemical, food, beverages and IT segments.- Strong experience in structuring and managing Credit and Collection (policies and targets), Treasury management (Cash Flow) and Sales Admin (Contracts, Commercial incentives)- Leadership in the development of financing programs for customers . -Skill in negotiation with customers ,Banks and Insurance Companies.- Strong knowledge about retail market.- Account Receivable recovery.- Ability to hire, develop and train people.