⭐ I am an Executive with a solid background in planning and managing administrative and financial operations in the wholesale, retail and services segments. My career is marked by expertise in risk reduction, credit analysis and fraud prevention, with a special focus on e-commerce, backoffice, treasury and accounts payable. 💼As a business administrator, my experience covers the management of administrative and financial operations related to strategic planning, accounts payable and receivable, revenue forecasting, financing, budgets, credits, customer service and franchising.My skills include improving processes, managing the entire treasury cycle and creating key performance indicators (KPIs) to generate strategic information that supports corporate decisions. My work also covers the evaluation and implementation of technologies and integrated systems aimed at solving business problems, with emphasis on the revenue guarantee cycle. 📈One of the highlights of my career was mapping and implementing credit analysis processes, which resulted in the precise identification of customer profiles and their respective levels of risk. Additionally, I established strategic relationships with suppliers, franchisees and representatives to guarantee the billing cycle and revenue of franchises and multi-brands. 📊 My skills in planning, organizing and controlling operational systems and analyzing results contributed to ensuring the regular processing of activities and identifying the company's economic and financial situation. 📚Some representative highlights of my career include:✔️Automation of various processes in administrative and financial areas, such as the implementation of robots for accounts payable and receivable.✔️Improvement of risk and credit analysis practices, including mapping customer behavior and profiles.✔️Development of a succession plan for various organizational areas.✔️Creation and implementation of processes and indicators that strengthened support for the CFO and CEO's strategic decisions.✔️Design of a Dashboard that provides a clear and objective view of the customer's behavioral profile.✔️Establishment of a rule and collection metrics that resulted in a reduction in default.✔️Optimization of processes for analyzing risks related to credits.
Inbrands
View- Website:
- inbrands.com.br
- Employees:
- 1714
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Gerente De TesourariaInbrandsState Of São Paulo, Brazil -
Treasury ManagerInbrands Aug 2021 - PresentSão Paulo, Brazil -
Financial Administration CoordinatorInbrands Feb 2015 - Aug 2021Santo Amaro, São Paulo, Brazil* Management of multi-skill teams in the administrative and financial area with up to 32 direct employees;* Reporting to the CFO and directors from different areas;* Responsible for accounts payable and receivable in the wholesale and retail sectors* In charge of fraud prevention focusing on E-commerce* Service and negotiation with MM store owners and franchises;* Relationship with representatives and suppliers;* Control of backoffice operations;* Support for cash flow control, support with data and information to support decision-making related to the company's cash, through control and daily monitoring of receivables numbers and payment projections;* Preparation and presentation of KPIs (performance indicators) for the area to the financial board;* Responsible for operationalizing implementations of receivables anticipation models (fundraising) with banks and financial institutions, such as FIDICS discount for trade bills and guaranteed account, as well as cash risk. -
Planning And Expansion ManagerLpn Oct 2013 - Feb 2015São Paulo, Brazil* Mapping market behavior;* Assessment of opportunities for planning and creating new units;* Verified the company's growth potential, evaluating market movement in cities not yet served and thus guaranteeing the possibility of expanding the corporation.
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Strategic Planning ManagerSystem Interact Apr 2010 - Sep 2013São Paulo E Região, Brazil*Responsible for M.I.S and the entire P.D.C.A cycle of strategic channel actions, in addition to the strategic planning of alternative channels.* Periodically analyzed monitoring reports on the actions carried out in the credit recovery operation, determining and implementing operational and strategic KPIs;* Ensured better control of results, offering subsidies to help decision-making in achieving established goals with the least effort and greatest reach;* In charge of Administrative Management, including the entire business cycle, from strategic planning to training and coordinating teams to execute tasks focused on goals; * Internal consultancy on cost and expense reduction strategies, acting as an auditor of (operational) processes and results, directing the implementation of routines and evaluating needs and opportunities for their automation, developing functional specifications and conducting research into market solutions;* Performed supplier evaluation processes.
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Strategy ConsultantAbbey Consulting 2006 - 2011* Consultancy in designing strategies with a view of the payer's profile and behaviors.* Responsible for evaluating (operational) processes and results, directing the analysis of actions performed x financial return.* Coordinated the implementation of routines and assessments of Needs x Opportunities, negotiation and automation, developing functional specifications and conducting research into market solutions* Directed the implementation of supplier evaluation processes. -
Billing ConsultantContax 2008 - 2010* Specialized consultancy in Billing;* Active participation in the development of new products;* Acting as PMO; * Execution and mapping of functionality implementation activities, negotiation of partnerships and coordination of the entire implementation cycle. -
Regional ManagerBns - Bureaux De Negócios E Serviços Feb 2002 - May 2005* I worked on credit recovery (collection) in the Housing, CDC, Retail, Vehicle segments; Credit cards; Mobile and fixed telephony; Education; Customer portfolio management; Preparation and implementation of the expense and income proposal;* Responsible for call center optimization and restructuring projects;* In charge of leading the development of active telemarketing solutions;* Guarantee of quality control of the services provided, offering possibilities to increase revenue in branches;* Negotiated opportunities, retention and reception;* Direct relationship with creditors and suppliers;* Attracting new customers.
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Branch ManagerExecutive Group Collection Organization Feb 1996 - May 1999* Manager of the administrative, operational and financial area, including the entire business cycle, from strategic planning to achieving established goals; * Led and trained teams to execute tasks focused on goals.
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Financial Services CoordinatorBanco Bandeirantes Jul 1993 - Feb 1996
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TreasurerBanco Bandeirantes Feb 1993 - Feb 1996* I worked as coordinator of the treasury and customer service team; * Bank cash flow control; * Provided financial support, payments, cash and PAB's.
Maria Costa Education Details
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Gestão De Negócios -
Administração
Frequently Asked Questions about Maria Costa
What company does Maria Costa work for?
Maria Costa works for Inbrands
What is Maria Costa's role at the current company?
Maria Costa's current role is Gerente de tesouraria.
What schools did Maria Costa attend?
Maria Costa attended Universidade Candido Mendes, Faculdade Novo Milênio.
Who are Maria Costa's colleagues?
Maria Costa's colleagues are Hudson Martins, Gabrielle Alves, Amanda Oliveira, Thalita Rodrigues, Fabrício Macedo, Alessandra Maria, Beatriz Ellus.
Not the Maria Costa you were looking for?
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Maria Costa
São Paulo, Sp -
1hotmail.com
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Maria Costa
São Paulo, Brazil -
Maria Costa
Executive Business Director /Tax Director/Sr. Mng Scm / Scm/ Logística / Operações / Compras/ Rh/Administrativo/Financeiro/Contabil/Ti/ObrasManaus, Am1hotmail.com
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