Mariam Osunneye Email & Phone Number

Atlanta Metropolitan Area

• Process loan applications through an automated underwriting system, which may include approving and funding, following established policies and procedures.• Analyze applicants’ financial status (i.e., financial statements, tax returns. Etc.) and credit to determine the feasibility of granting loans.• Obtain and compile copies of loan applicants' credit histories, and other financial information in a timely manner.• Perform quality control check of data to ensure information is correct.• Ensure loan documents are accurate, complete, and compliant with company policies.• Contact sales and appropriate operations staff to discuss missing items or questions pertaining to the loan request and make sure all conditions are met.• Contact credit bureaus, employers, and other sources to confirm the applicant’s credit and references.• Process loan modifications by preforming necessary analysis and preparing full documentation supporting the analysis.

Atlanta Metropolitan Area

• Gathered and coordinated necessary loan documentation necessary for verifications and underwriting such as loan files, loan packages, credit reports, and additional mortgage application paperwork.• Assisted with administrative duties such as making and screening calls, booking appointments, etc.• Verified all loan package documentation received is accurate and complete in accordance with company policy and procedures and report any discrepancies to the loan originator/ loan officer.• Reviewed all loan documentation and approvals and following-up with all parties on the Loan including clients and other appropriate parties to ensure all closing mortgage transactions are done correctly.• Worked with the customer to obtain all items needed for preapproval and to obtain all underwriting conditions.• Requested, review, and verify all loan documents such as income, credit, appraisal, title, and insurance to ensure complete and accurate information is in the file before it is sent to processing and underwriting for initial or subsequent submissions.• Prioritized and monitor daily workflow in order to ensure all loans are being worked on in accordance with company’s timeline expectations.

Atlanta Metropolitan Area

• Accepted calls from assigned queues and respond to customer needs professionally.• Prepare reports, correspondences, transaction documentation and record and file documentation related to mortgage payment and loan applications. • Prepared letters, forms and other documents used to discharge liens. • Examined documents such as deeds, assignments, and mortgages to verify that all documents are correct prior to discharging the mortgage lien.• Coordinated and processed payoff requests for various title companies or customers. • Assisted in maintaining customer insurance information for property liability flood, PMI etc.