Maria Thomson, Fsa

Maria Thomson, Fsa Email and Phone Number

SMALL BUSINESS PROFIT ANALYST @
Maria Thomson, Fsa's Location
Springfield, Massachusetts Metropolitan Area, United States
Maria Thomson, Fsa's Contact Details
About Maria Thomson, Fsa

Competencies include: 1. founder of 2 companies, 2. diverse product experience with particular strengths in mid-market products and disability income - includes comprehensive product design/strategy, which covers marrying distribution, underwriting/issue process, and product features to produce offerings which are appealing to the market and profitable for the insurer, 3. negotiation of co-insurance arrangements for sales of blocks of business and private label arrangements.

Maria Thomson, Fsa's Current Company Details
Maria Thomson, FSA

Maria Thomson, Fsa

SMALL BUSINESS PROFIT ANALYST
Maria Thomson, Fsa Work Experience Details
  • Maria Thomson, Fsa
    Proprietor
    Maria Thomson, Fsa Sep 2024 - Present
    Brimfield, Ma
    When sales go up, do your profits go down? I can determine the problem, quantify it, and discuss alternative solutions with you.
  • Top Floor Learning
    President
    Top Floor Learning Oct 2013 - Present
    Palmer, Ma
    This is a non-profit adult tutoring organization serving the Pioneer Valley region. It offers literacy, English as second language, prep for high school equivalency exams, math and computer tutoring.
  • Mvp Advisory Group
    Principal
    Mvp Advisory Group Jun 2022 - Sep 2024
    Brimfield, Massachusetts, United States
    Consulting, Life and Disability Product Management and Reinsurance. Expertise in product strategy, development and profitability management. Mid-market products are one of my specialties. Also have led negotiations for coinsurance arrangements - partial or total sales of blocks and joint ventures.
  • Town Of Brimfield
    Assistant Town Clerk
    Town Of Brimfield Feb 2017 - Dec 2020
    Brimfield, Massachusetts
  • Vertex, Inc.
    Business Consultant
    Vertex, Inc. Dec 2014 - Dec 2016
    New Britain, Ct
    Do contract work for life insurance actuarial and IT projects.For IT projects: • Assemble detailed product specifications (benefits, issue and termination ages, riders, etc.) and actuarial specifications (factors, formulas, tables) • Manage carrier user testing group, develop values test cases and calculate expected values for test cases • FAST product configuration expertiseFor actuarial projects: • Manage actuarial projects, including product development and coinsurance/capital projects • Interim management of actuarial units
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  • Zintro Inc.
    Zintro Expert
    Zintro Inc. Jan 2013 - May 2014
    Actuarial, products and market strategy expertise in individual life and health insurance lines - particularly for the mid-market.
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  • Rad Insurance Holdings, Inc.
    Ceo
    Rad Insurance Holdings, Inc. Mar 2010 - Dec 2013
    Springfield, Massachusetts Area
    RAD developed a patent-pending e-process for instantly issuing non-medically underwritten life and health insurance products. Received endorsement letters for the product parameters and process from BancorpSouth, New Alliance Bank, Newtek and others. Firm is now providing management consulting services focused on helping insurers vastly improve their performance in mid-market lines.
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  • Synev
    Svp, Sales
    Synev Sep 2011 - Apr 2012
    Saco, Me
    SYNEV specializes in tools that greatly improve the efficiency of the life insurance new business placement processes from sales, underwriting and policy issue. With SharePoint and Microsoft(T) Office 365, Synev has powerful tools to tailor software services to your needs and to convert fixed to variable costs. PLUS, the solutions Synev provides will integrate with your current MS Office desktop applications and will have a familiar look-and-feel.
  • Phoenix Life Insurance Company
    2Nd Vp
    Phoenix Life Insurance Company Dec 2007 - Jun 2009
    Inforce Management Dept. - Oversight of reinsurance and experience studies. Project leader and lead negotiator for capital projects. Successfully closed a $95 million coinsurance deal at year-end 2008.
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  • Rad Insurance Holdings, Inc
    Ceo
    Rad Insurance Holdings, Inc Jan 2004 - Nov 2007
    Founder and CEO of this Independent Marketing Organization http://radinsurer.com/ that has developed proprietary sales/underwriting/issue software which instantly issues a nonmedically underwritten life insurance policy. The firm sells through bank and P&C agencies.Product work:* Developed a Universal Life policy as a template for clients. * Was interim product lead for a fraternal for 5 months
  • Thomson Management Solutions, Inc.
    Managing Principal
    Thomson Management Solutions, Inc. Jun 1991 - Dec 2003
    Founder and head of this consulting firm which provided management services to insurers and banks. Clients included The Prudential, Zurich Kemper, Aetna, Allmerica and others. Some notable projects of the firm included negotiating the sale of an underwater line of individual disability business and securing a positive sales price; bringing a runaway systems project to a successful conclusion; assisting with actuarial project management for a demutualization.Performed pioneering research on ways US life insurers can be more effective in the mid-market, the results of which were published in a variety of articles and in my book entitled "Insurance Coverage for All and How Insurers Can Afford to Provide It" (listed on Amazon).
  • Monarch Life Insurance Co.
    Vp & Chief Actuary
    Monarch Life Insurance Co. Aug 1990 - Jun 1991
    Recruited to the firm when it was in temporary receivership. o Oversaw an actuarial department consisting of 3 managers and about 15 junior staff. Lines of business: disability income, variable life and annuities, direct response products.o Work was primarily to ensure the liabilities of the 3 companies in this group were adequately valued and to assist with the divestiture of product lines. o Pioneered the implementation of new Society of Actuaries’ Standard of Practice regarding providing an Actuarial Opinion on the asset adequacy of reserves, and conducted several seminars for the Society of Actuaries on this topic.
  • John Hancock Life Insurance Company
    Senior Associate Actuary
    John Hancock Life Insurance Company Oct 1985 - Mar 1990
    Assignments:* head product & finance actuary for direct response* head product & finance actuary for small group* product actuary for disability* oversee 4 system conversions for annuities* head group acquiring blocks of life business. For the small group area, I was lead negotiator for the divestiture of this unprofitable line, and succeeded in securing a positive sales price for the business and in stopping the ongoing losses prior to the sale.
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  • Transamerica Assurance Company
    Vp, Chief Actuary & Financial Officer
    Transamerica Assurance Company Feb 1982 - Jul 1985
    Chief Actuary & Financial Officer for a new venture specializing in direct response and worksite business. Developed over 20 new products and coverages: Universal Life and Disability Income for worksite and ADD, Term Life, and Hospital Income for direct response with a variety of coverage riders.Prior actuarial positions at Beneficial Standard, Firemans Fund American Life and CNA. Led product development and product management for:* Direct Response - Term Life, HI, ADD* Association Group - LTD, Major Med and Term Life* Special Risks - re-priced pioneering Nursing Home productAlso established reserve factors, developed internal mortality and morbidity tables and developed a new methodology for GAAP reserves for fixed fund annuity products.
  • Transamerica Assurance
    Chief Actuary
    Transamerica Assurance 1983 - 1985

Maria Thomson, Fsa Skills

Actuarial Science Product Development Life Insurance Strategy Automated Underwriting Sharepoint Stp Middle Market Life Insurance Underwriting Reinsurance Disability Insurance Insurance Leadership Product Management Health Insurance Term Life Insurance Fixed Annuities Strategy Pricing Finance Executive Management Financial Risk

Maria Thomson, Fsa Education Details

Frequently Asked Questions about Maria Thomson, Fsa

What company does Maria Thomson, Fsa work for?

Maria Thomson, Fsa works for Maria Thomson, Fsa

What is Maria Thomson, Fsa's role at the current company?

Maria Thomson, Fsa's current role is SMALL BUSINESS PROFIT ANALYST.

What is Maria Thomson, Fsa's email address?

Maria Thomson, Fsa's email address is ma****@****oup.com

What is Maria Thomson, Fsa's direct phone number?

Maria Thomson, Fsa's direct phone number is +121538*****

What schools did Maria Thomson, Fsa attend?

Maria Thomson, Fsa attended The University Of Texas At Austin.

What skills is Maria Thomson, Fsa known for?

Maria Thomson, Fsa has skills like Actuarial Science, Product Development, Life Insurance Strategy, Automated Underwriting, Sharepoint, Stp, Middle Market, Life Insurance, Underwriting, Reinsurance, Disability Insurance, Insurance.

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