Credit Decisions Analyst
Current• Consistently evaluate merchant applications by analyzing financial data, credit reports, and repayment capacity, ensuring informed and accurate credit decisions.• Continuously calculate optimal loan sizes, durations, and pricing to align with organizational risk tolerance and business objectives.• Regularly examine merchant payment and revenue trends to assess financial stability and repayment likelihood, enabling robust decision-making.• Leverage Excel and advanced data analysis… Show more • Consistently evaluate merchant applications by analyzing financial data, credit reports, and repayment capacity, ensuring informed and accurate credit decisions.• Continuously calculate optimal loan sizes, durations, and pricing to align with organizational risk tolerance and business objectives.• Regularly examine merchant payment and revenue trends to assess financial stability and repayment likelihood, enabling robust decision-making.• Leverage Excel and advanced data analysis tools to generate actionable insights and support data-driven strategies for credit decisioning and risk assessment. Show less