I am the co-founder and CEO of Impesa, a FinTech Company. Impesa is a Principal Member Licensee and issuer of Visa credit cards, has a strategic alliance with PayPal, is a Sinpe (Central Bank ACH) participant and a PCI-DSS certified company. I am passionate about Payments and Innovation and I have a successful career of 20 years in banking internationally. I am an Engineer from Tecnológico de Monterrey, studied an MBA at Bryant University, and graduated from the Advanced Management Program at Harvard Business School. I am an Aspen Institute for Leadership Fellow and a member of the Central American Leadership Initiative - Class XII. In 2018, I was awarded Empresario del Año by El Financiero on the Innovation Category and Bryant University recognized me with the Distinguished Alumnus award for outstanding profesional achievements. It is my privilege to be on the Board of Directors of Dipo and of Soluciones de Pago MB, to serve as the Chairman of the BoD of the Asociación FinTech de Centroamérica and to be on the Dean’s Council of Bryant University. I am an avid reader and learner. I practice Karate, play the guitar and love the ocean. I live between Monterrey, México and San José, Costa Rica with my wife and three kids.