Achievements: 1. Improvement in corporate delinquency indicators. From double digits to 5%. 2. Policies: Early Warnings. Infrastructure, and Turnkey Projects. 3. Reorganization of the department. Portfolio Analysis and Reports. 4. Monitoring and portfolio control, modified Covid-19 credits.

Facilitador de cursos en Análisis Financiero, Riesgo de Crédito, Alertas Tempranas, Estructuración de Créditos para Banca Comercial y Consumo, Restructuración de Operaciones par la Banca Comercial y Consumo.

Faculty at Master of Financial Risk Management

Achievements: 1. Proactive project portfolio monitoring (+US$1,000M, CIFI participation approx. US$150M), maintaining delinquency of 0%. Portfolio composed of 15 projects, among ppp-funded infrastructure assets (toll roads concessions, hospitals with availability scheme), and telecommunications, port, energy (solar and hydro) and construction projects. Assets located in Argentina, Bolivia, Chile, Colombia, Peru, the Caribbean, Central America, and Panama. 2. Reduction of portfolio… Show more Achievements: 1. Proactive project portfolio monitoring (+US$1,000M, CIFI participation approx. US$150M), maintaining delinquency of 0%. Portfolio composed of 15 projects, among ppp-funded infrastructure assets (toll roads concessions, hospitals with availability scheme), and telecommunications, port, energy (solar and hydro) and construction projects. Assets located in Argentina, Bolivia, Chile, Colombia, Peru, the Caribbean, Central America, and Panama. 2. Reduction of portfolio concentration in high-risk territories: Argentina, minus US$15M. 3. Restructuring co-management: debt structure change, implementation of cash sweeps and collaboration for the entry of new lenders: Compania de Torres Brasileira for US$500M. Show less

Achievements: 1. Co-lead by Citibank the due diligence of the Credit Portfolio to be sold. 2. Orderly transfer of Citibank's commercial portfolio to Scotiabank. 3. Reorganization of the Portfolio Analysis and Reporting department of the Scotiabank Risk Directorate.

Achievements: 1. 200% growth in the portfolio disbursed in 2013-14, maintaining delinquency less than 0.01%. The portfolio increased from US$125M to US$250M disbursed. 2. Review and optimization of the credit analysis procedure. 3. Coordination of the Global Project "Aris, then Citirisk" to enhance the credit process. 4. Update of the credit analysis manual, matching Citi's policies and procedures with local regulation. 5. Implementation of CAT "Credit Analysis Tools" and… Show more Achievements: 1. 200% growth in the portfolio disbursed in 2013-14, maintaining delinquency less than 0.01%. The portfolio increased from US$125M to US$250M disbursed. 2. Review and optimization of the credit analysis procedure. 3. Coordination of the Global Project "Aris, then Citirisk" to enhance the credit process. 4. Update of the credit analysis manual, matching Citi's policies and procedures with local regulation. 5. Implementation of CAT "Credit Analysis Tools" and its maintenance. 6. MCA Process. Methodology for self-management of operational risk. Panama was the Latin American pilot country. Show less

Achievements: 1. Improvement on Elektra Stores’ results. By 2007, I received Elektra losing US$ 3 million and I lead Elektra to improve by 2008 with a smaller lost: US$2 million. 2. Restructure of CGS in order to optimize results. Savings of US$ 800 thousand by 2008. 3. Structure and implementation of MIS by business units.

Achievements: 1. Banco Azteca´s Break Even Point. Net Income of US$ 2.3 million at the third year of operation. 2. Cost reduction for 2007 and 2008 of US$ 1.5 million. 3. Structure and implementation of MIS by business units. 4. Coordinate Head Office Branch´s project. I refurbished and recycled office equipment and finished this project on a record time: one month.

Management, Finance and Banking Faculty

Achievements: 1. Update the credit analysis manual according to the American Banker Association guideline. 2. Review and optimization of the consumer loans’ policy, avoiding bottled necks.

1. Portfolio 100% "Normal". 2. US$5M corporate credit portfolio in the first year of operation.

Achievements:1. Reduction of expenditures for the year 2000-01 of US$2M. 2. Implementation of the first phase of the info system. Oracle Financial-based financial institution. 3. Development of fixed asset disposal policies and manuals.

Achievements:1. Update of the Credit Management Policy Manual. 2. Co-management of the special credit portfolio. 3. Update of Credit Documentation Custody Policy. 4. Lead the YK2 task force team.