Marissa Phillips Email & Phone Number

Tokyo, Japan, Jp

• Work with the Head of QA to make sure that the AML/KYC QA program, which includes ensuring that the processes laid out in the QA procedures and instructions are documented, controlled and communicated effectively.• Efficiently perform QA reviews of AML cases, Suspicious Activity Report (SARs) to evaluate the work product for quality, accuracy, robustness, and sound decision making.• Provide feedback to the Financial Intelligence Unit (FIU) on the results of QA reviews and work closely with the FIU analysts to remediate the issues.• Prepare weekly, monthly, and quarterly MIS and Key Risk Indicators (KRI’s) reports and submit such reports to the senior management in a timely and cohesive manner.• Prepare PowerPoint presentations for both AML and KYC data to present key findings to the MUSO Financial Crimes Compliance Committee Meeting.• Review, assess, and validate KYC customer records to aide in the detection of possible money laundering, terrorist financing,and fraud using risk-based approach methods while ensuring compliance with the Bank's established BSA/AML program by examining customer onboarding documentation, support review of new and existing customer KYC files to determine if the review and research were conducted in accordance with the quality standards and timeframes set by established procedures, bank policy and regulatory requirements.• Ensure client data, business activity & narrative, alerts, documents, extension/exemption, and other case determinations are appropriate, fully supported, and clearly documented.• Demonstrates a detailed understanding of the various systems used for performing and documenting the investigations and communicates concerns with the Onboarding and Team Leads.• Assist Head of AML/KYC with audit inquiries by providing evidence that the department follows the framework requirements and that the day-to-day processes matches the documented procedures.• Assist in providing an explanation to auditors questions.

Hired as a temporary short-term contracted consultant to assist with projects relating to various aspects of regulatory requirements, AML, KYC, Sanctions and Customer Due diligence to ensure company’s compliance in above stated fields and help these companies pave the way to a better regulatory internal environment through documenting revised process and training staff.• Understand the risks identified by the issue being remediated and develop test plans to thoroughly test the updated control environment.• Conduct walkthroughs while involve in preparing different training materials and anticipate different potential mitigating risk scenarios.• Maintain compliance with audit methodology, while also operating within industry standard methodologies, applicable regulations, and internal and external professional practice expectations.• Review audit team members Issue validation and Consent Order related work.• Identified red flags related to the various fraud types for retail banking or credit card products such as fraudulent checks/unauthorized withdrawals, electronic transfers, identity theft, online banking fraud, and debit card fraud. • Filed SARs on suspect or non-suspect based on regulations when client’s behavioral patterns change with regards to activities detected in their banking transactions. • KYC Remediation, ensuring KYC due diligence reviews are undertaken to the required quality and detail on a timely basis. • Conducted holistic client reviews considering product offerings, substance of client sanctions disclosures, and the sanctioned activity globally, to determine whether sufficient controls are in place to mitigate any sanctions risk, including conducting a thorough review of the underlying documentation and performing independent research, using LexisNexis, Dow Jones and/or Orbis/World Check.• Reviewed all live payments, transaction monitoring escalations, and customer screen alerts.

New York, Ny, Us

Analyzing customer accounts to ensure existence and validity of EDD and KYC documents were captured and maintained.• Works with branch and internal lines of business on gathering information, conducting research, and requesting additional information related to alert investigations.• Initiated workflows to update customer records within the bank’s internal on-boarding system.• Ensured that documentation meets internal policy and guidelines on customer data.• Conducted other Compliance checks as needed in relation to completing KYC.• Performed Enhanced Due Diligence (EDD) on business, personal, domestic, and international relationships.• Determine unusual and/or suspicious activity which would lead to filing of a SAR.Conducted a holistic EDD to identify unusual patterns/trends on personal and business accounts including High Risk Jurisdictions.• Performed holistic EDD on complex relationships that maintained a greater number of accounts with different purposes to detect any patterns or unusual activity which includes uncovering the true originator of funds moved through the accounts and the ultimate beneficiary of funds.• Conducted EDD on Wealth Management/Investment relationships, candidate Information.• Complete analysis of transactional information to identify risk, trends, and potential wary activity.Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.• Coached branch team to have highly productive team and maximize success.• Handled and managed a caseload of investigations, performed analysis and follow-up.• Worked on cases to complete according to internal procedures and process.• Responsible for appropriate collection and examination of financial statements and document.• Accountable for documenting and reporting the investigation findings in the case management system.

London, Gb

Conducted compliance reviews as needed to ensure that all documentations met internal policies and regulatory guidelines with regards to EDD / KYC as it pertains to customer data.• Documented review findings ensure awareness of conclusions and prepare a report of findings for Compliance.• Completed the initial customer risk rating process consistent with the Bank’s established processes.• Conducted transaction analysis based on the requirements in the Branch KYC procedure.• Maintained detailed tracking of customer files for modifications.• Perform AML investigations and compliance reviews (on-boarding and maintenance) in conjunction with countries/regions, particularly in relation to high-risk customers.• Writing the initial KYC Profile based on the customer onboarding documentation obtained.• Assist with periodic review and updating of the policies, procedures, and operating manuals.• Conduct transaction analysis based on the requirements in the Branch KYC procedure.• Identify, investigate, and document unusual activity relative to current and/or prospective customers. • Verifying that the initial risk rating is consistent with the actual risk of specific Bank customers.• Conduct transaction analysis based on the requirements in the Branch KYC procedure.• Check, monitor and report the routine processing transactions of the team and make sure they are running in compliance with the policy and procedure as per requests on AML, KYC, and sanction etc.

New York, New York, Us

Continuously making sure the company follows laws and regulations, as well as working to ensure that departments and employees follow proper procedures.• Audit branches to ensure internal adherence to policies and procedures to comply with bank’s guidelines.• Assess the state of the governance, risk management, and control environment aspects to determine if branch issues have been properly addressed.• Create test plans to validate remediated issues while reviewing all internal controls and procedures to ensure that the bank is adhering to regulatory compliance.• Provide organizations with guidance on financial accuracy, internal controls, and regulatory compliance.• Examine and improve operating practices, and financial and risk management processes of the organization.• Provide the design processes, such as documenting standard operating procedures (SOPs) as a senior Quality control analyst.• Review and approve analytical test results.• Maintain complete, accurate and legible test records, in accordance with Company policy and record keeping procedure.• As the senior Quality Assurance analyst test financial services to ensure they meet the Company procedural standards.• Performed Quality Control function for a team, maintained Quality Control Checklist for each case and tracked completed cases as a team.• Audit the company process to ensure both internal and external regulations and standards are being adhered to.• Review the activities that control the quality of service by identifying any discrepancies that might be present.• Review the Quality Assurance process to systematically identify any room of improvements in the existing standards and procedures. The target is to improve the process that establish the standards of quality in the organization.